10 budgeting mistakes even smart travelers make

When traveling, it’s easy to go overboard and spend more money than you expected. What’s important is that you spend your extra cash having fun experiences instead of on mistakes that could have been prevented with some planning. Read these 10 common money mistakes often made by travelers to help save money on your next trip.

Mistake #1: Overpacking

This is a mistake that can rack up travel costs for many reasons. First of all, depending on what airline you are flying with, you may be charged a fee for each bag you bring. Not only that, but travelers must pay not only based on how many bags they bring, but also on how much they weigh. Once you are off the plane and at your accommodation, if you have brought more luggage than you can carry yourself you will have to consider porter and bellhop costs. Just do yourself a favor and only bring items you can see yourself using and wearing multiple times.Mistake #2: Not knowing the exchange rate

If you’re looking to save money, it’s a good idea to do a little research and figure out what destinations will give you the most mileage for your dollar. For example, many regions in Canada, Australia, and Western Europe have strong currencies, meaning you may end up losing money in the exchange. However, if you plan a trip to, say, Hanoi, Vietnam, or Prague in the Czech Republic, you can end up saving a lot of cash.

When traveling, you should also pay attention to what currency exchange offices offer the best rates. For instance, airport currency exchanges are usually not the best places to change your money.

Mistake #3: Forgetting to check the weather of your destination

Last June I went to Paris, France, traveling under the assumption that France is always hot (on television the French always seem to be sipping wine in sunny vineyards and relaxing in little clothing in quaint little cafes). If I had checked the weather beforehand, I would have known that shorts and sleeveless shirts were not practical for when I was going, and I wouldn’t have had to buy new clothing, a jacket, and an umbrella that I ended up leaving behind anyway.

The moral of the story? Check the weather of your destination before you leave so you can pack appropriately and save yourself from having to buy a whole new wardrobe.

Mistake #4: Not knowing international phone rates

If you really don’t need your phone, leave it home, as you can save a lot of added costs. There are many other ways to stay in touch with people at home, such as e-mail or web chat (find areas with free Wi-Fi or see if your hotel provides it). If you must have your phone, invest in an international calling plan. While every phone company offers a different plan, I have always found that services such as Skype and PennyTalk offer the best deals. Another low-cost option is to purchase a local SIM card in the country you are visiting.

Mistake #5: Traveling like everyone else

Not only is traveling during high-peak season more crowded and chaotic, it’s more expensive. If there’s an activity you love, try an off-the-beaten path destination to do it instead of following the crowd. Instead of going away in the summer, find a destination that offers your ideal weather in the spring. This can not only save you money, but can also introduce you to new, unexplored destinations.

Mistake #6: Not knowing the tipping etiquette

Tipping etiquette differs from country to country, so don’t just assume that just because in your home town you leave 20% gratuity when going out to eat you must do that everywhere. For example, an article on MSNBC.com says that tipping in Fiji is discouraged, while a server in Mexico will expect a 10%-15% tip. Know the customs before you go to avoid throwing away money unnecessarily.

Mistake #7: Not purchasing travel insurance

While travel insurance isn’t free, it can also end up saving you a ton of money if an emergency does occur. Hospital bills, cancelled flights, and natural disasters aren’t cheap and you can get very affordable travel insurance plans at Access America and World Nomads. Also, if you have health insurance or a travel credit card at home, call their customer service numbers to ask what you are already covered for abroad.

Mistake #8: Not knowing your transportation options

While taxis may be the most convenient way to get around a place, they are often the most expensive. Using public transportation options such as trains, buses, tro-tros, tuk tuks, and metros can save travelers literally hundreds of dollars. If you are unsure of how to get to a place ask your accommodation to help you plan the cheapest route. Also, before even stepping on the plane to go abroad, contact your hotel and ask them what the most cost-efficient method to reach the hotel from the airport is, what stop to get off at, and specific walking directions.

Mistake #9: Not taking advantage of frequent flier programs

If you travel regularly, it pays to either signup for a frequent flier program or apply for a credit card that will give you miles. Having loyalty to specific airlines may be difficult for some people to commit to, however, it can lead to free flights and discounted travel.

Mistake #10: Always being a tourist

This is an easy mistake to make, as when people are in a place for the first time they usually end up being drawn to all the flashy signs and salespeople offering experiences at must-see attractions. While you should see the big sights, there are often free museums, open air entertainment, and complimentary attractions in every place you visit. This goes for restaurants, too. While the big, sparkling venue with the extensive (and pricey!) menu in English may look good, wouldn’t it be nice to have an authentic (and budget-friendly) dining experience at a smaller, local eatery? Street-food is also a money-saving option, as well as grocery stores (bonus if you’re accommodation has a kitchen or serves free breakfast). Also, ask your hotel when museums, restaurants, and attractions offer discounts and promotions, such as free entry on Monday nights at an art gallery or complimentary tapas at a Spanish restaurant with a drink purchase.

How to: Climb the highest mountain in Hong Kong while on a layover

Let’s face it. Nobody really loves sitting around airports on a long layover. Well, maybe there’s someone out there who does, but unless you’re a fan of long lines, excessively repetitive loudspeaker announcements, attempting to sleep curled around the inconveniently placed armrests, and being forced to buy overpriced everything, you probably aren’t one of those people. I suppose there are those who while on layovers enjoy the luxuries of business lounges and receive complimentary foot massages and free beer, although I would have no idea what that’s like because I have never been a member of such an elite club. Hence my notion that they dole out free foot massages.

So when I get am presented with a layover that allows enough time to get out into the surrounding region and explore, I literally jump at the opportunity. As one of the primary hubs for travel into and out of the Asian continent, throngs of casual and business travelers constantly pass through the Hong Kong airport en route to someplace else. If you, like me, are in no mood to sit and wait idly around, why not go and do something a little different next time, such as climbing one of the highest mountains in Hong Kong. While we here at Gadling recently presented you with a list of Top 10 Hong Kong experiences you could also choose from while on a layover, this particular adventure centers solely around hiking up Victoria Peak. As an added oomph to get out and explore, nearly all nationalities require no visa to visit Hong Kong, and visitors who arrive and depart on the same day are relieved of having to fork out the usual departure tax, so really, there’s no excuse for not getting out and doing something.One of the major tourist attractions in the region, “The Peak” as it is known stands 1821 feet tall and is actually only the highest mountain on Hong Kong island, not the entire country. Nonetheless, the view from the top looking out over Victoria Harbor and the sprawling Hong Kong skyline is well worth the trek.

The first step to climbing the mountain is of course to get yourself out of the airport. While there are options ranging from taxis to the popular Star Ferry, I feel that the Airport Express train is the most convenient option for reaching Hong Kong island, where it deposits you neatly at the sprawling Central Station.

After a 24 minute journey and a $23 round trip purchase, you suddenly find yourself transported from the marble floors of the international airport to the buzzing streets of the Hong Kong financial district. Though it’s easy to amble only down the main streets of the city, the beating heart of Hong Kong isn’t found in the Prada or H&M stores, but rather down the narrow side streets that swim under red lanterns and house restaurants that consist of a single plastic chair and one gas stove.

Though there are trams, minibuses, and taxis that all make their way to the famous view at the summit, those with the time would do well to stroll the market-strewn alleyways and hopelessly distracting sidestreets on a winding journey towards the top. Though there are few signs that lead the way, the ubiquitous stairs and steep hills point the only direction that a summit-seeker would logically head for: Up.

Once the makeshift butcher shops have given way to apartment complexes being renovated with bamboo scaffolding, the apartments eventually give way themselves to a concrete hiking trail and the forgotten sounds of the forest. It’s a 30 minute walk beneath a corridor of green ferns and vines you certainly won’t find in the airport, and for a brief moment in time it’s easy to forget you’re standing in one of the most heavily populated areas on the planet.

Finally, after a solid push up the steep urban trail, it would be nice to think the summit was a windswept rock cairn draped in Tibetan prayer flags only experienced by hearty explorers with with ice-covered beards. Although China may share a border with Mt. Everest, this is nonetheless still Hong Kong, and the only fitting thing to put atop the mountain would be a multi-tiered shopping mall with escalators and, just like the airport, overpriced everything.

For a $4 fee you can ascend to the viewing platform for the ultimate view of the city center, the airport where you would normally be spending your time an afterthought lingering somewhere hidden on the western horizon. Having conquered the commercially covered summit, all that’s left to do is either reverse your steps down the trail or catch the tram ($7) or a local bus ($1.25) back to the Central station

Total time away from the airport for climbing Victoria Peak: 3.5 hours. Now go sleep it off on the plane.

10 free things to do in New York

While New York can be an expensive place to live and visit, not everything costs an arm and a leg. In fact, some things in the city are completely free. Check out these classes, shows, parks, museums, and more at no charge.

Visit Central Park
Park borders include W. 110th, W.59th, Eighth Ave., and Fifth Ave.

Central Park is like a city of its own, with 843 acres of gardens, restaurants, lakes, rides, entertainment, sports, fishing, games, and more. Play on the adventure playground, take photos of the Alice in Wonderland sculpture, relax in the Arthur Ross Pinetum, visit Belvedere Castle, and more. Want someone to show you around? The Central Park Conservancy offers free guided tours.Ride the Staten Island Ferry
Battery Park runs from Battery Pl. to South St.

This commuter ferry runs from Battery Park to Staten Island and is completely free. Not only will you get a complimentary boat ride along the New York Harbor, you’ll also have the chance to see some big-name sites, such as the Statue of Liberty and Ellis Island, as well as photo-worthy city skyline views.

Experience contemporary art at the Swiss Institute
18 Wooster St., between Canal St. and Grand St.

While most of the museums and art galleries in New York have discounted and free days, the Swiss Institute of Contemporary Art is always free. While the original mission of the institute was to showcase Swiss art and artists for a predominantly Swiss audience, it has now become an “innovative international venue for art that provides a significant forum for cultural dialogue between Switzerland, Europe, and the United States”.

Also worth mentioning is that some of the best museums and art galleries in the city have a “suggested donation” as the admission, meaning you can pay what you can afford. Some of these include the American Museum of Natural History and the Metropolitan Museum of Art.

Explore the New York Public Library
5th and 42nd St. in Midtown

If you’re thinking there is nothing worthwhile to see at a library, then you have never been to the New York Public Library. In addition to its extensive collections, ranging from Accents and Dialects to Women’s Studies to Immigration and beyond, the library also features music, movies, classes, and museum exhibits.

Visit St. Patrick’s Cathedral
Fifth Ave., between 50th and 51st

According to Heather Cross from About.com, St. Patrick’s Cathedral first opened to the public in May of 1879. With the capacity to seat 2,200 people, it is the largest Gothic-style Cathedral in the United States. There are many opportunities to attend mass, as they are held at multiple times every day of the week.

Attend a live jazz performance at Rue B
188 Avenue B., East Village

Seven nights a week at 9PM, you can head over to Rue B for live jazz music. While the performers rotate, Thursday nights they feature their own in-house musician, Henry, a cabaret singing piano player who will perform standards, classics, and even pop covers.

Take pétanque lessons in Bryant Park
Between 40th and 42nd and 5th and 6th

For those who don’t know what pétanque is, it’s a French ball game that involves throwing metal balls as close as possible to the “cochonnet” (a smaller wooden ball). Most games are played in teams, and the New York City pétanque club, La Boule New Yorkaise, will teach you the tips and tricks you need to know to be successful at the game. Stop by Bryant Park Monday-Friday from 11AM-6PM for your free lesson.

Eat free food at The Mark Bar
1025 Manhattan Ave. at Green St., Greenpoint, Brooklyn

Dining doesn’t have to be expensive in New York anymore. Everyday from 6PM on enjoy free pizza at this laid back bar. On Sundays, The Mark Bar also offers free bagels and coffee, perfect for nursing a New York style hangover.

Tour the Chelsea Brewing Company
Chelsea Piers, Pier 59, W 19th St. at the Hudson River

Every Saturday, from 2PM-6PM, Manhattan’s only active brewery gives free tours. Not only that, but at the end of the tour visitors will get a free beer sample and will have the chance to ask questions to brew experts.

Learn the art of theater
254 W. 29th St., between 7th and 8th

A few times a month, the Magnet Theater hosts a free workshop lead by trained instructors called Intro to Improv. No experience is necessary and all are welcome to participate. Would you rather watch a show than actually perform in one? The Magnet Theater offers tickets from $5-$10, which many times will include multiple shows.

New online class teaches travelers how to make money on the road

On Wednesday, October 12, 2011, at 9PM EST (6PM PST), Unconventional Guides will host an online class on working from the road and how to make a living while traveling. The class promises that “if you are determined and committed, you can make this happen”.

The class will cover the following topics:

  • The truth about passive income
  • A 5-step plan that will allow you to make money on the road
  • Providing a service vs. creating a product
  • Different forms of work and various travel styles
  • How to handle taxes, mail, and health insurance
  • Non-profit and for-profit business creation
  • Volunteering abroad
  • Freelancing
  • Answers to more than 40 frequently asked questions

The class is only open to a limited number of students, so if you’re interested, click here to sign up.

Dutch government to ban skunk weed

The Dutch government is planning on reclassifying skunk weed as a hard drug, the BBC reports.

All marijuana with more than 15% THC content will have to be removed from the country’s coffee shops. The new rule will go into force next year and will affect about 80% of the pot sold in coffee shops.

The Dutch government has already announced plans to ban drug tourism by requiring customers to prove residency in The Netherlands before being allowed to buy marijuana. That plan will also go into effect next year, assuming it actually becomes law. Drug tourism makes an awful lot of money for an awful lot of people in The Netherlands, so the law is sure to meet some strong opposition.

But don’t worry, stoners, there are still places where you can get all bleary eyed and chow down on donuts. In Spain it’s legal to grow a small number of pot plants for personal use, and Portugal, which has the most liberal drug laws in Europe.

So if you’re headed to Holland next year, instead of lighting up, check out these other fun things to do in The Netherlands.