Choosing Your Credit Card: Do Airline Or Bank Cards Yield Better Deals For Travelers?

by McLean Robbins on

Who doesn’t love free flights? We sure do. ShopSmart magazine, a Consumer Reports publication, has tracked the best credit cards and methods to accrue points towards free flights in its latest issue, and some of these tips are extremely relevant for readers.

While choosing a loyalty carrier or airline credit card is often a personal matter – if your home city is a hub for American Airlines, it might not make sense to choose a United card, for example – these tips are relevant to most travelers and first-time card activators.

“You’ve got more options than ever for credit cards that let you rack up points for free travel,” said Lisa Lee Freeman, editor-in-chief of ShopSmart in a release. “But finding one that will score you free tickets the fastest can be tricky. Depending on your travel and spending patterns, sometimes airline cards are best but sometimes you’re better off with bank cards.”Choosing Your Card

Choose an airline card if:
· You’re loyal to a particular airline
· You travel a lot
· You want a free trip fast
· You like to wheel and deal

Airline cards usually aren’t as generous with points, but may be worth it for those who can score a decent up-front bonus. Airline card users should check offers listed on an airline’s website and use them as a starting bid when calling the airline directly to negotiate a deal or to ask for double points. A notable caveat: blackout dates and other restrictions can be an issue with airline cards.

Choose a bank card if:
· You fly based on price
· You don’t want to deal with blackout dates
· You are enrolled in several frequent flier programs

Users can earn points on purchases and spend them on any airline they choose – points are usually tied to the price of the ticket, so the lower the price, the fewer the points needed. Bank cards are a better option for those concerned about when they can fly and how much time they have to use their points. Some cards allow users to transfer earned points to a variety of airline programs.

ShopSmart suggests the following as particularly worthy card selections:

1.) American Express Premier Rewards Gold. This bank card rewards shoppers with three points per $1 spent for airfare; two points per $1 spent on gas and groceries; one point per $1 spent elsewhere. Users who spend $2,000 in the first three months can earn 25,000 bonus points. There’s no interest charge; users pay balances in full every month. No annual fee is charged for the first year, then $175.

2.) Chase Sapphire Preferred Visa or MasterCard. These bank cards reward shoppers with two points per $1 spent for travel and dining; one point per $1 elsewhere and a seven percent yearly bonus on points. Users who spend $3,000 in the first three months earn 40,000 bonus points (worth $500 on travel booked through Chase). APR for purchases is 15.24%; the $95 annual fee is waived the first year.

3.) Delta SkyMiles American Express Gold. This airline card rewards shoppers with two miles per $1 spent on Delta; one mile per $1 spent elsewhere. Users get a free checked bag for up to 9 people in a reservation; 20% savings on eligible in-flight food and beverage purchases. APR for purchases is 15.24%, 17.24%, or 19.24%; the $95 annual fee is waived the first year.

Do you have a bank card or an airline card? Both? Neither? We’d love to hear from you in the comments. Tell us why you love your card or why you chose what you chose.

[Image Credit: Flickr user 401 (k) 2013]

United Rolls Out Wi-Fi On Overseas Flights

by Reena Ganga on

It used to be that one of the few places you couldn’t get a Wi-Fi signal was at 30,000 feet, but soon there will be no excuse for being out of touch (or not getting work done) as airlines implement a dramatic expansion of onboard Wi-Fi services.

More than half of the planes flown by U.S. carriers currently offer Wi-Fi onboard, but United and other airlines are planning to up the ante by offering satellite-based Internet service en route. This not only means faster speeds, but the ability to get online during overseas flights – something not previously possible using ground-based technology.However, installing the satellite technology onto existing aircraft is no mean feat, with airlines forced to ground a plane for 15 days to get the system up and running. Engineers also have to run a series of tests to make sure passengers can get the signal strength they’re paying for. Since the shape and composition of a plane can cause Wi-Fi signals to bounce all over the place, experts have had their hands full making sure you can get can online no matter where on the plane you’re sitting.

And then there’s the cost. Installing Wi-Fi on a single aircraft sets the airline back more than $200,000 – and that’s not counting the revenue lost from taking the aircraft out of service for so long. Of course, airlines will more than make the money back in the long run thanks to the charges for using the Wi-Fi, which will range from around $4 to $23 depending on the flight.

Twenty of United’s planes are already equipped with the new Wi-Fi technology, with plans to bring that number up to 300 by the end of the year.

Check out the video below to learn more about United’s Wi-Fi expansion plans.




[Photo credit: Flickr user Robert Raines]

New Aviation Technology Brings Safer Travel Today, Looks To Future

by Chris Owen on

Commercial aviation technology has come a long way since its first flight in 1914, a 23-minute flight between St. Petersburg and Tampa, Florida. Along the way, a great amount of the technology in today’s aircraft, enabling travelers to fly around the world, was developed right here in the United States. That tradition continues with some recent advances, in use right now or on their way, that address current needs and future concerns.

In Alaska, landing a commercial aircraft has its unique challenges. Mountains surround the airport in Juneau; Sitka’s small runway or Kodiak’s strip that ends at the side of a mountain have first officers watching the captains-only landings.

“The weather around here can be unpredictable,” said Clarissa Conley, the F.A.A. manager for Juneau International Airport in a New York Times report. “You name it, we’ve got it. And the terrain can make flying here pretty challenging, particularly when visibility is low.”

Addressing that specific issue of today, Alaska Airlines developed satellite guidance, a navigation technique that made landing at Alaska’s airports far safer and is a big part of the Federal Aviation Administration’s plan to modernize the nation’s air traffic system.Meanwhile, looking to the future, NASA is about to wrap up a three-week flight test of biofuels that began on February 28. Called the Alternative Fuel Effects on Contrails and Cruise Emissions (ACCESS) research, NASA is flying a DC-8 “flying laboratory” out of its Dryden facility, doing tests on biofuel that promise to collect data on emissions, engine performance and contrails. NASA does that by flying one of their Falcon jets as close as 300 feet behind the DC-8, mostly over restricted airspace.

But an AVWeb post notes NASA saying that “if weather conditions permit, the Falcon jet will trail commercial aircraft flying in the Southern California region, in coordination with air traffic controllers.” NASA does say that if following a commercial airliner, the distance will be ten miles between aircraft.

The NASA study and similar investigations by the European community hope to reduce dependence on fossil fuels and, in turn, reduce emissions by the commercial airline industry.




[Photo credit – Flickr user Niels van Eck]


Everything You Need To Know About Flying With An Infant Turning 2

by Meg Nesterov on

After flying with an infant to over a dozen countries and on nearly 50 flights in her 20 months, I figured I pretty much have baby travel down to a science, as much as you can call it “science” when dealing with a person who is often unpredictable and doesn’t respond to reason. While each flight gets more challenging, I’m relishing this travel time before she has opinions on where to go and what to do, and while our baggage allowance has grown, our travel style hasn’t changed much since having a baby. As her second birthday looms in July, I’m preparing for the biggest change to our travel style: having to pay full fare for her tickets as she “graduates” from infant fare. The FAA requires that all children over the age of 2 secure full fare and sit in their own seat, while babies under 2 can fly free domestically and at a fraction of the adult fare (usually 10%) internationally if they sit in a parent’s lap. So what happens if you take a trip to celebrate your child’s second birthday and they turn 2 before your return? Do you have to buy a ticket for the whole trip, just the return, or try to sneak under the wire (don’t do that)? We asked airlines for their policy on flying with a baby turning 2.

Note: These policies ONLY apply for the situation of flying with an infant under 24 months one-way and over 24 months on the return. Unless otherwise noted, a child age 2 or over for all legs of the trip will pay regular fare.Air New Zealand – Flying with the Kiwi carrier over a birthday will mean you will need to purchase a child fare (where available) for the entire journey, 75-80% of adult fare for economy tickets. Air New Zealand offers a variety of kid activities and meals, and we think the Skycouch option is perfect for young families.

American Airlines – Here’s one policy we hope new partner US Airways will honor: children turning 2 on their trip will get a free ride home with American Airlines. You will generally pay taxes and/or a portion of the adult fare for international trips, call reservations for details.

British Airways – One of the few airlines that make their policies clear on the website (they also tell you what to do when you are booking for a child who isn’t yet born!), British Airways will offer a free return for a child turning 2. More reasons to fly British: discounted child fares, families board early, you can “pool” all of your frequent flier miles on a household account, and special meals, entertainment and activity packs (ages 3 and up) are available on board for children.

Cathay Pacific – If your baby turns 2 in Hong Kong or another Cathay destination, you’ll pay a discounted child’s fare for the return only. Note that some flights might require a provided safety seat instead of your own car seat, but all flights provide infant and child meals, and “Junior VIPs” age three-six get a special activity pack.

Delta – Delta (along with partners Air France and KLM) requires you to purchase a ticket for the entire trip if your infant will turn 2 at any time before return. The good news is that on certain international routes, discounted children’s fares may be available, call reservations for details.

JetBlue – I’ve found JetBlue to be one of the most baby-friendly airlines, thanks to the free first checked bag, liberal stroller gate-check policy and early boarding for families with young children. Of course, the live TV and snacks don’t hurt either (my daughter likes the animal crackers, while I get the blue potato chips). Kids celebrating a second birthday before flying home on JetBlue will pay a one-way fare. You can book the one-way online, but should call reservations to make sure the reservation is linked to the whole family.

Lufthansa – A child fare (about 75% of adult fare) is applicable for the entire trip. The German airline is especially kid-friendly: the main website has a lot of useful information about flying with children, including how to pass time at the airport and ideas for games to play on board, and a special JetFriends kid’s club website for children and teens. On the plane, they provide baby food, snacks, and toys, a chef-designed children’s menu and special amenity kits in premium class. A nice additional extra for a parent traveling alone with a kid: Lufthansa has a family guide service to help navigate the airports in Frankfurt and Munich.

Qantas – For flights to and around down under, the child’s age at departure is used to calculate the fare, so the infant fare is honored on the return. Qantas offers meals for all young passengers, limited baby supplies and entertainment and kits on board for kids over three. On the website, kids can also download some fun activities and learn about planes.

Singapore Airlines – Good news for families flying on one of the world’s best airlines: if your child turns 2 during the journey, Singapore will provide a seat without charge. Once they graduate from infant fare, they pay 75% of adult fare. Singapore also offers a limited selection of “baby amenities,” such as diapers and bottles, and children flying on business class or higher tickets can choose from special kids’ meals.

United – A United rep declined to clarify their policy for this specific case, only emphasizing that any child 2 or older is required to purchase a seat. Assume you will pay at least one-way full-fare.

Virgin Atlantic – Virgin charges an infant fare for the whole journey, but the new 2-year-old will have their own special seat on the return. One of the world’s coolest airlines is also pretty cool for the small set, with free backpacks full of diversions (on flights from the UK), dedicated entertainment and meals.

With all the airlines above, Junior can start accruing frequent flier miles when he turns 2. Hoping to book the whole trip with miles? In general, you’ll spend the same number of miles for your child as your own seat, while lap infants traveling on miles will pay taxes and/or a fraction of the full-adult fare (this can get pretty pricey if you are flying in premium class).

Now where to plan that birthday trip?

For tips on getting through the actual flights, check out our guides to flying with a baby, winter and holiday travel with a baby, traveling abroad, and more in the Knocked Up Abroad series.

[Photo credit: Instagram KnockedUpAbroad/Meg Nesterov]

Virgin America And Singapore Airlines Launch Mileage Partnership – Star Alliance Next?

by Grant Martin on

Passengers on the scrappy airline startup Virgin America were introduced to a new benefit last week: an expanded partnership with Singapore Airlines. Now, in addition to the assorted codeshare agreements currently in place, fliers on each airline can accrue miles from the partner carrier. So the 2000 Elevate points earned on Virgin America from Chicago to Los Angeles can now turn into 11,000 miles earned from Chicago to Los Angeles to Singapore. Conversely, passengers in Singapore’s KrisFlyer program can also earn miles on Virgin America’s domestic routes.

Shared mileage accrual also means that passengers in each frequent flier program will be able to redeem miles on partner carriers, so all of those domestic trips on Virgin America can now translate to international trips on Singapore.

Virgin America’s partnership with Singapore is a great step towards bringing in business from partner carriers, and one wonders whether this is the first step towards working larger networks. One of the biggest detractors to flying on the carrier has always been the lack of mileage partners in the United States, and if the airline were part of the Star, Oneworld or even Skyteam network, a huge market of business travelers would shift their business over. Since Singapore is part of the Star Alliance network, it may be a natural next step for Virgin America to partner with United Airlines, the biggest domestic Star carrier.

Were that the case, however, it might make sense for all of the Virgin carriers (i.e., Virgin Atlantic, V Australia, etc.) to join a global network, and since Virgin Atlantic just partnered up with Delta Air Lines (Skyteam), it seems that the brands are in conflict. Perhaps the cost of joining an alliance is just too high.

[Photo Credit: Virgin America]