Budget Travel Strategy: Smart Travel Uses For Your Tax Refund

by Chris Owen on

If a tax refund is headed your way, common recommendations include paying off debt; making a major purchase and paying cash, rather than putting it on a credit card and other assorted common sense moves. Travelers can benefit too by using some of the same thinking about what we spend on airline tickets, cruise fare, gear and more.

“Set aside some money for vacation rather than using your credit card and paying interest long after you have returned,” financial experts suggest at Kiplinger in “Ten Smart Uses for Your Tax Refund.”

Looking beyond financial guru tips that can include beginning or adding to a retirement fund, throwing much of that refund into the never ending bog of student loans, maybe some immediate feel good uses would be appropriate also.

Load up travel cards and accounts
Going to be traveling sometime this year? Load up pre-paid travel cards, perhaps a gift card received as a gift that has a few dollars left but was handy to use at the time. Starbucks cards, gas cards or hotel cards some to mind.

MasterCard’s Travel Money Cards are handy. While you have the cash, avoid worrying about it down the road, in several ways with the MasterCard version or one of a number of other cards.

Registering your pre-paid card protects travel funds in case the card is lost or stolen, with no liability, just like a credit card. Starting with a nice chunk of cash from your tax refund, then add to it between now and travel is a good way to save too.

I do this with a dedicated card that is just for my travel fund and believe me, adding to and carrying my “travel card” is a whole lot more fun than a savings account up front. On the backside, eliminate post-travel blues of a new payment to make on a credit card too.

Known Expense Buys
Thinking ahead here is the key.

If, on your last trek through the mountains, one of the last thoughts was “I’m going to need to replace this old backpack before I go again,” but travel is not happening until the fall, get ahead of the game. Buy it now and buy it wisely. Shop and compare various sources with plenty of time, looking for a sale price on the perfect gear.

That works for just about anything and even small items like socks, shoes or more of the pre-paid cards noted above are fair game also. On cruise vacations some travelers choose to pre-pay shore exploration packages, gratuities or beverage packages that can add up quickly on a cruise ship.

Looking ahead to more efficient travel and making the buy you have been putting off is a good idea too. Time for a new digital camera? Buying before the peak travel months this summer can often find lower prices on models those going on vacation are apt to buy.

Buy Now, Travel Later
Cruise lines – between wave season (the busiest booking time of the year) and summer buying season (when many travelers finally get around to booking) – have some of the best deals around right now.

  • Carnival Cruise Lines Friends And Family event, just extended through the end of the month, offer the best rates we have seen so far this year with maximum upgrades and lower fares. Often, it’s one or the other.
  • Celebrity Cruises 123 Go offer new bookers a choice of a free beverage package, free prepaid gratuities or free onboard credit if booked before April 15.
  • Princess Cruises Spring Into Savings Sale has big savings on Europe cruises and Alaska cruises and up to $100 onboard spending money and up to $500 air savings per person. Seven-day Caribbean sailings and seven-day Alaska Inside Passage sailings are also on sale.

Not just the exclusive domain of cruise vacations, other travel options like hotel packages, resort stays and prepaid expenses at destinations around the world are possible too. In Rome, for example, a taxi ride from the air or cruise port can be arranged and paid for in advance. So can tour packages separate from cruise line offerings or hotel-suggested tours, both of which have some of the cost going right back to the source that suggested it.

Beware Of Bargains
Knowing that a great many Americans get a tax refund in the second quarter of the year, sellers of travel and travel-related services feature package deals with refund-laden travelers in mind.

Many are a great value, bundling airfare with car rental and hotel, cruise or resort packages. Some are scams that lie in wait for us to receive that chunk of cash, so check with your trusted travel source or Better Business Bureau before buying.

Bonus Tip: there really is no “Royal Cruise Line.” That’s an old scam by online thieves to get “just $99” to pay the tax on your otherwise-free ride.

Some taxpayers even make spending their refund on travel an annual event. This video shows a bunch of travelers on their third annual tax refund trip.




[Photo credit – Flickr user robotson]

The Beach Snob’s Guide To Cancun

by Megan Fernandez on

So you’re not the Cancun type. That’s no reason to pass up a cheap flight to its airport, a gateway to lots of anti-Cancun destinations. The area has more than 80 miles of white-sand Caribbean beaches, and only a few of those are confined to the cheesy place you’ve been avoiding.

I’m a certified beach snob, and Cancun-area sands are some of the best for the money and the time it takes to fly there from most parts of the United States. The scenery and beach quality rival Turks & Caicos, the most postcard Caribbean beach I’ve ever seen.

The trick is to look beyond Cancun’s strip to the broader area called the Mayan Riviera, and your options expand to include laid-back islands, secluded luxury resorts and yoga retreats that feel like they’re located at the end of the earth. Some destinations are 30 minutes from the airport, some two hours. You can be on the beach with a thatched-roof balcony and your own hammock for around $100 per night – and no Senor Frog’s for miles and miles.

Of course, there’s nothing wrong with the Cancun type. The spas in the hotel zone are underrated, for one. But I like quieter places away from the crowds, and more placid waters than Cancun’s. If you do, too, it’s time to reconsider Cancun airfares. Snap up a deal and trust that you’ll find a place your speed; shoulder season in late April and May (and again in September, October and November) is a great time to go because you avoid high-season hotel rates and the scorching summer weather. Here are a few destinations you might not have heard of:

The Island Vibe: Isla Mujeres
A slice of real Mexico, this small island is the closest Cancun alternative to the airport. Located six miles off the coast of Cancun and reached by ferry (pictured at top), it’s anchored by a lively town that sits right on Playa Norte, a postcard soft-sand beach. The extended shallow water appeals to families with young kids. The most popular mode of transportation is a golf cart, and for such a compact place, there’s an remarkable number of restaurants and places to stay. I like Ixchel Beach Resort for a new condo (via VRBO.com), Playa la Media Luna for a tropical beachfront bargain and Casa el Pio for a cute, cheap, in-town option.

The Luxe Life: Playa Mujeres
Quietly, this upscale area has cropped up just north of Cancun, in the opposite direction of the Mayan Riviera development and therefore totally under the radar. It’s a secluded, almost untouched stretch of coastline (pictured below) with nothing else around, the kind of place where you won’t leave the hotel unless it’s on a boat to go fishing or snorkeling. The resorts are extremely posh and expensive – think marble showers the size of a car wash and in-room Jacuzzis with indoor and outdoor access, like those at Excellence Playa Mujeres.

The Soulful Escape: Tulum
This is the only place where I’ve ever picked up hitchhikers. Bumping along a dirt road lined with small, economical beach hotels south of the well-known Tulum ruins, we passed dozens of budget travelers walking to and from the highway, where they catch a bus to Cancun. We gave a lift to an older German couple with wheeled suitcases. Every year, they said, they fly to the area without hotel reservations and call around once they land.

Tulum is located at the far southern reaches of the Mayan Riviera, a good 90 minutes from Cancun and not far from the Belize border. The beaches here are some of the most pristine on the Yucatan. Traditionally an off-the-grid backpacker’s haven, it’s now attracting vacationers who like the good life but aren’t high maintenance. The New York Times called it the fashion in-crowd’s new Miami last year. There are dozens of small hotels in this area alone, including yoga retreats and chic eco-friendly casitas. Casa de los Olas gets high marks.


[Photo credits: from top, Megan Fernandez; 917Press, Scarlatti2004 and Mr. Theklan via Flickr]

In America’s ‘McFarthest’ Place, Strippers And Coyote Hunting But No McDonald’s

by Dave Seminara on

If Rebecca Bierman gets an urge for a Big Mac, she has at least four options to satisfy the craving.

“I can go to Pierre or Sturgis, here in South Dakota,” says Bierman, a farmer and rancher who lives in Glad Valley, South Dakota. “Or I can go to Dickinson or Bismarck in North Dakota.”

The McDonald’s in Pierre is 142 miles from her home, the Sturgis branch is 147 miles away, and the golden arches in Dickinson and Bismarck are 146 and 159 miles away respectively. According to Stephen Von Worley, an artist and scientist from California, the area between Glad Valley and Meadow, South Dakota, is the “McFarthest” place in the country, that is, the part of America that is farthest away from a McDonald’s location. But there are places to eat in the area and one establishment even has strippers and coyote hunting contests.


According to Bierman, who grows wheat and oats along with her husband, Gene, there are only two houses with a grand total of three people in Glad Valley. There are no restaurants or businesses. She lives a mile and a half outside of town, if you can call Glad Valley that, and her husband is the town’s volunteer fire department.

“We’re very, very rural,” she says.

Bierman likes Big Macs but not enough to drive hours away to get them. Her husband wouldn’t eat at a Mickey D’s even if there was one across the street. When they want to go out to eat, there are two restaurants that are each about 20 miles away. There’s Sparky’s, a place that serves “regular American food” and is famous for its caramel nut apple pie in Isabel, a hamlet that, according to South Dakota magazine, has two farm implement dealers, a grain elevator, a medical clinic, a grocery, a hardware store and a few other businesses.

And there’s Smoky’s Bar & Grill, the only restaurant in tiny Meadow. A little further afield in Dupree, there’s a family restaurant called the Ranch House Café and an hour away, in a place called Eagle Butte, there’s a Dairy Queen, a Taco John and a gas station with a deli inside. She isn’t exactly spoiled for choice, but she isn’t complaining.

“We eat at home a lot,” she says.

When you live in a town as small as Glad Valley, you learn not to burn bridges and Bierman was guarded when asked which place she prefers.

“I could never tell you which place I like better,” she says. “That would get me in trouble around here.”

If McDonald’s decided to open a location in the area, would it be popular?

“I’m sure people would go there,” says Cindy Longbrake, the county auditor for South Dakota’s Ziebach County, which includes Glad Valley, plus the Cheyenne River Indian Reservation. “I don’t make a special trip to go to McDonald’s but if they opened up around here, I’d probably go sometimes.”

Maybe so, but McDonald’s doesn’t have fully nude strippers or coyote hunting contests, as Smoky’s does.

“We’re an unincorporated town, so the girls can go fully nude. They don’t even have to wear pasties on their breasts,” says Lisa Wagner, the owner of Smoky’s.

Wagner said that the place has been open on and off since the 1950’s when a guy nicknamed Smoky ran the place.

“When Smoky owned this place, if you were old enough to reach the bar, you were old enough to get a drink,” she says.

These days, Smoky’s is known for their charbroiled burgers and steaks, and their Sunday buffet, which includes three choices of meat, a full salad bar and coffee or lemonade for $11, or $9.50 for seniors. Every so often, Wagner has strippers come in to dance and offer table and lap dances. She lives next door to the bar and says the town has six houses and a total of five residents and five dogs.

“We’re down to five people because Bernie just recently left the nursing home, Renee passed away from cancer and her husband lives out at the lake now,” she says. “And we have one empty house, the woman died years ago but they’ve haven’t tried to sell it.”

Wagner is a recovering alcoholic who has been sober for 19 years. She doesn’t mind living in a rural area but says that her daughter, who is “kind of a vegetarian” missed Taco Bell and other fast food places when they moved to the community about a decade ago. For the moment, business is decent and Wagner isn’t worried about McDonald’s coming in to steal her customers.

“People call ahead with their orders, so we’re kind of fast food,” she says. “And besides, our burgers are much better than theirs anyways.”

[Photo credits: Frago on Flickr; Sparky’s, Smoky’s]

Save Money And (Maybe) Time With The Right Luggage, Packed Efficiently

by Chris Owen on

I am one of the lucky ones: a traveler who has never experienced the inconvenience of lost or damaged luggage. I like knowing that but have never dared talk about it out loud, for fear of jinxing the luck or angering the luggage gods. Instead, when others tell their tale of woe concerning luggage mishaps or go on about inadequate reimbursement from airlines, I politely nod in sympathy. Still, I know that luck does not hold out forever. Wanting to go out on top, combined with a need for speed and a love for saving money, I tried a different approach on a trip to Amsterdam recently; I checked nothing and carried on all of my luggage.

“Back in the day, checking your bag on a trip only cost you 20 minutes of your time after a flight. Now you’re lucky if it only costs you $20,” says Adam Dachis from Lifehacker, a website with tips, tricks and downloads for getting things done.

My thoughts exactly – but as more air travelers try to beat the system by carrying on more, less space is available, making packing efficiently a must. Picking the right bag, rolling clothes and taking only what we actually need make for a good start. But getting your head in the game can score some of the best results.”Problems occur when you start thinking of everything you pack as “single use” items,” says Dachis in “How to Fit Two Weeks Worth of Luggage Under the Airplane Seat in Front of You,” urging us to realize that most clothing can easily be worn more than once, some many times.

Dachis recommends a flexible duffel-style bag that gives up little space to padding, protection or aesthetics. Been there, done that, not for me. Spending a lot of time in airports I had seen businessmen with stackable luggage. A medium sized bag that fits overhead and a smaller one that fits under the seat. These were the road warriors I needed to pay attention to. Many had rollerboard-style luggage with four wheels too. I liked that idea as well. These were my personal luggage idols. They had crossed the finish line with a huge luggage win.

In my case, the search was long and tedious to find the right luggage. After years of searching, trying and eventually adding failed bags to a spare bedroom we call “the luggage room,” I may have found a good fit.

TravelPro’s 21-inch Spinner Suiter combined from their Crew collection can easily go in overhead storage and holds plenty of clothes for a week. What Travelpro calls a “business brief,” from the same collection, has extra room for more clothing too and fits easily under an airline seat. On my trip to Amsterdam, home for a day then off to Venice, I don’t want to unpack and pack again. This looks to be the right tool for the job – for me. Everyone has different needs.

“You can’t have a perfect packing system,” admits Dachis, placing his greatest emphasis on efficiency. “Good preparation makes for better travel.”

I couldn’t agree more. The down side? I still have to wait for those I travel with to collect their checked luggage. So much for saving time.

Looking for more reasons to change your thinking about the luggage game? Watch this video:


[Photo credit – Canadian Pacific]

Photo Gallery: La Paz’s Mercado De Hecheria

by Laurel Miller on

When I left my hotel yesterday morning to go investigate La Paz’s famous Mercado de Herchería (also know as the Mercado las Brujas, or Witch’s Market), I didn’t know what to expect. Would it be covered, dank and creepy, like the one in Quito? Would it sell freaky and endangered animal parts (please, god, no)? Would anyone kick my ass if I took stealth photos?

As it turns out, the Mercado de Herchería consists of a couple of gloriously decrepit cobblestone streets (Calle Linares and Jimenez). They’re lined with stalls selling folk remedies and objects designed to bring good luck; wealth; love; health; long life; or, in the case of one shop, a lasting erection. It’s fascinating, but not repellent. I’ve thoroughly enjoyed employing my crappy Spanish to ask shopkeepers what various objets are used for. I’m also fascinated by the cholitas (indigenous women from the highlands who live and work in the city); their elaborate costumes of tall bowler hats, voluminous skirts and alpaca shawls, embellished by waist-length twin braids, are stunning.

I’m also pleased to report that I saw no nearly extinct critters, just sea urchins and starfish in need of some reconstitution. I’ve also read that various creatures – probably very low on the evolutionary scale – are sometimes used in potions prescribed by the local yatiris, or witch doctors. The dried llama fetuses, however, are probably single-handedly responsible for putting the market on the map. As ghoulish as they appear to us, they’re used by the indigenous Aymara and other cultures as an offering to Pachamama (Mother Earth). You’re supposed to bury one beneath a cornerstone of a new house to ensure good fortune.

There’s nothing scary about the market, but it’s one of the most lively spots in the city, due to the number of hostels, budget hotels (mine, Hotel Fuentes, is adorable, cheap, and, it turns out, in the heart of the market), cafes, boutiques and souvenir shops. It’s a tourist spectacle, true, but tourism in Bolivia is of the most mellow kind. The mercado is also a true slice of daily life in La Paz. Who knows what you’ll end up lugging home?

Stay tuned for an account of my forthcoming visit to a local yatiri; I’ll be having my fortune told and my soul cleansed. I hope she has a sturdy scrub brush.

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[Photo Credits: Laurel Miller]