Travel Credit Cards Worth A Look In 2013

Having the right travel credit card can save hundreds of dollars via rewards, low interest rates, and credit-building capabilities. Knowing which one to choose is another matter. The right choice can make a significant contribution to our travel budgets. This week, online card comparison site Card Hub released its list of Best Credit Cards for 2013, a number of which are designed with travelers in mind.

Here are a few of the highest-rated cards that the experts at Card Hub say we should consider.

At the top of the list for travelers, the Capital One Venture Card, has long been one of the most popular and rewarding credit cards. This one provides those with excellent credit the equivalent of 2% cash back across all purchases. Spend $1,000 during the first three months to score a $100 initial rewards bonus. A $59 annual fee doesn’t take effect until the second year.

The PenFed Premium Travel Rewards American Express Credit Card, also designed for those with excellent credit, has the miles equivalent of 5% cash back on airfare purchases, regardless of the airline flown. Unique to this card, benefits can be redeemed for either cash or travel. That’s a flexible option that not all cards offer.

“It therefore saves you from having to peruse rewards flights in order to see how much your miles are worth and provides far more redemption flexibility than most other cards in its class,” said CardHub in a statement.To get the PenFed Premium Travel Rewards American Express Credit Card, travelers with great credit will need to join the Pentagon Federal Credit Union (anyone can) for a $15 fee.

PenFed also has a Platinum Rewards card that is one of the best gas credit cards on the market. Road trippers will like the equivalent of 5% cash back on every dollar you spend at stand-alone gas stations with no annual fee.

Not so “excellent” in the credit arena? There are cards for you too.

Travelers with limited or no credit might like Capital One Cash Rewards for Newcomers. This non-student card is good for consumers just starting to establish their credit worthiness, as it does not charge an annual fee but still offers 2% cash back on travel as well as 1% on everything else. That combination can often be hard to find.

Students might like the Journey Student Rewards card from Capital One. This one is designed to give rewards and encourage good credit practices at the same time.

In addition to generous rewards without charging an annual fee, the Journey Student Rewards card from Capital One also promotes good habits. On top of the 1% base rate you earn on all purchases, you get a 25% rewards bonus each month you make an on-time payment.

Bad credit? All is not lost. Secured or partially-secured cards can be the way back from dark credit days

The fully-secured Harley Davidson Secured Credit Card is one of the best secured cards on the market. Normally marketed to people with bad credit, this fully secured card is unique in that it gives rewards and does not charge an annual fee. After 12 months of responsible use, cardholders may be considered for an unsecured credit card.

Capital One Secured MasterCard is actually a partially-secured card. Charging a $29 annual fee, making it the least expensive partially-secured card on the market, cardholders may get a credit line that is in excess of their security deposit, giving you more available credit and expediting the credit building process.

Before applying for any cards, be sure to know the details and limit the number of cards applied for. Excessive inquiries into your credit worthiness can hurt your ongoing credit score.

Looking for more sources of travel credit card information? CreditCardCouncil.com offers these suggestions:


[Photo Credits- Flickr user Andres Rueda]

Why Mexico Isn’t Central America, And Other Things I Learned From Writing A Book About Cheese

Exactly one year ago, I was embroiled in final edits on my first book, “Cheese for Dummies.” It’s a 408-page, comprehensive primer on all things cheese, including an extensive geography section.

I was reviewing the “America’s” chapter, when I saw that my editor had taken the liberty of relocating Mexico from North America, and lumped it with Central America. Baffled, I spent the next hour researching, then polled my Gadling teammates; we are, after all, a well-traveled bunch. The consensus, of which I was already certain from years spent backpacking throughout Latin America: my editor was wrong, wrong, wrong.

It was at the urging of my Gadling colleagues, with whom I engaged in a lengthy discussion about the topic at hand, that I decided to write this article. They thought it raised some interesting arguments about geopolitics and cultural differences within a given region, and found it fascinating that cheese was the conduit. As Heather Poole put it, “Maybe you thought your book was about cheese, when really it’s about the people who eat cheese.”

Before my editor would concede, I had to present a compelling argument as to why there’s no way in hell Mexico is part of Central America. That’s like saying all Latin American countries are the same. Yes, there’s a common language in most instances, but the dialectical differences, indigenous languages and slang are vastly different.

Colonization may also play a commonality in most Latin countries, but the indigenous cultures and various immigrants differ, which can be seen in language, art, folklore and cuisine. There are also extreme variations in geography (known as terroir, in food or wine parlance) and climate, often within the same country.

Dairy wasn’t a part of traditional Mesoamerican culture. The Spanish conquistadors brought cows, sheep, and goats to the New World and introduced dairying and ranching to Mexico. Besides the Spanish influence, in more recent times, cheesemaking throughout Mexico, Central and South America is believed to have been inspired by immigrants from Italy, and Northern and Eastern Europe.With regard to cheese, the majority of Latin America (which, for the purposes of this article, refers to Mexico, Central and South America) produces and eats cheese as a subsistence food in rural areas. Most families own a single cow, or sometimes goat, and rely upon the animal’s milk as an essential source of protein. Urbanites, regardless of social class, have access to the same crappy processed cheese we do here in the States; specialty cheese shops are a rarity in most of these countries, for various socioeconomic reasons.

Peru and Bolivia, which suffer from extreme poverty and are largely rural, primarily produce fresh, simple cheeses like queso fresco. These cheeses can be consumed quickly due to the lack of refrigeration, and provide an immediate source of nutrition and income. Venezuela and Brazil, with their largely tropical climates, also rely upon mostly fresh cheeses, some of them highly salted for preservation. Cheese production in Central America is also mostly about fresh cheese, the result of poverty and climate.

Argentina, a more industrialized nation, is one of the world’s leading producers of Parmesan, an aged cow’s milk cheese that approximates Italian Parmigiano-Reggiano. This is due to Argentina’s large population of Italian immigrants. Aged cheese production is only feasible if there’s a facility to store it as it matures, and, usually, an additional source of immediate income – such as fresh cheese.

Ecuador (photo at right), which has a high proportion of Swiss immigrants, also produces a handful of aged, alpine-style cheeses, in addition to fresh cheeses (being on the equator, much of the country is tropical rainforest and not conducive to aging dairy products).

Mexico is one of the few countries in the America’s that has a long, distinguished cheese history, and is one of the world’s largest consumers of cheese, despite a relative lack of diversity in styles and varieties. In recent decades, an artisan cheese movement has developed, and parts of Querétaro, Chiapas, Tabasco and Michoacán are major cheese-producing states. Oaxaca, Mexico’s culinary capital, is the producer of one of its most famous cheeses, Queso Oaxaca, a string cheese also known as quesillo. Cotija, from Central Mexico, is the country’s most renown cheese.

Any book on food, regardless of topic, is going to acknowledge differences due to the terroir and microclimates of a given region. Northern Italy, for example, produces rice and dairy in its lush pastures and fields, while drought- and poverty-stricken Southern Italy has a notable absence of cow’s milk, because sheep fare better on sparse vegetation. As in the North, pasta is also a staple, but it’s eggless.

Writing a book on cheese taught me far more than just how to argue with my editor about where Mexico is located. I learned more about world history, geography and politics in the year it took me to write my book than I did from 12 years of school and earning two degrees.

History has always been my poorest subject, and I’ve only ever been able to learn it by traveling. I was staggered by how much knowledge I’d gained just from writing about cheese.

I think two of the most visible examples of what cheese has taught me came shortly after I submitted my manuscript. I was watching “Jeopardy!” with a friend, and answered a question – that would previously have left me scratching my head – by screaming out (correctly), “What are Visigoths, Alex!” My friend stared at me, flabbergasted.

The other incident occurred during a discussion with some friends about why Spanish cheese doesn’t have a greater foothold in the U.S. (something that’s rapidly changing, by the way). I explained that it was the cumulative effect of the Spanish War, two World Wars, and Franco’s rule, which suppressed the country’s agricultural and commercial progress.

It’s not my intention to sound like an obnoxious smartypants. I’m just incredulous that something as simple (yet complex) as fermented milk made me a more educated, well-rounded person. I’ve always believed that travel is the best educator, but by writing a book on a seemingly limited topic, I’ve also learned that food is, indeed, more than just mere nourishment.

[Photo credits: cheese, Flickr user marimbalamesa; spray cheese, Flickr user xiaming; milking, Laurel Miller]

The World’s Largest Sound And Light Show: Hong Kong’s Symphony Of Lights (VIDEO)

Each evening at the stroke of 8 p.m., Hong Kong‘s Victoria Harbour is illuminated with a cacophony of dancing lights and laser beams, accompanied by a blaring soundtrack of synthesized music. It’s the Hong Kong Tourism Commission’s Symphony of Lights, a wonderfully tacky celebration of the city’s energy, spirit, diversity – and luminescence. The nightly spectacle includes more than 40 buildings on both sides of the harbour, earning it the Guinness Book of World Records title for “World’s Largest Permanent Sound and Light Show.”

Best part? The show is absolutely free.

The most popular spot to view the Symphony of Lights is on the elevated Tsim Sha Tsui promenade, in front of the Hong Kong Cultural Centre on the Kowloon side of Hong Kong. Get there early, or you’ll be left jostling with tourists eager for the perfect camera phone shot. A different vantage point can be had from Golden Bauhinia Square on Hong Kong Island, from which you can catch the action happening on the Kowloon side of the harbour.

More photos and video after the jump.

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[Photo and Video Credit: Jessica Marati]

Budget Hong Kong” chronicles one writer’s efforts to authentically experience one of the world’s most expensive cities, while traveling on a shoestring. Read the whole series here.

Free Cruise Giveaways To Enter Right Now

If the idea of a free cruise sounds appealing, right now might be a good time to pay attention. This month, during what cruise lines call “wave season,” travelers can pick up some of the best cruise vacation values available. To promote those exceptional seasonal values to new travelers, some of whom may have never been on a cruise before, cruise lines are teaming with everyone from television program producers to airline operators to give away free cruises.

“Wave Season” unofficially runs from January through March and features what cruise lines and travel agencies promise to be some of the best values of the year. Whether those values are something to get excited about or not, with snow on the ground and winter cold freezing travelers inside, many look to cruise vacations for relief.

Researching, looking, dreaming or buying, cruise travelers probably won’t do better than “free” when it comes to pricing. Let’s take a look at contests going on right now.

Who Wants To Be A Millionaire” is giving contestants and one lucky home viewer the chance to escape the winter blues with a Disney Cruise Vacation!

This week, during “Cruise In and Win Week,” airing January 7 – 11, a cruise vacation will be attached to one “Who Wants To Be A Millionaire” question in each contestant’s game. Answered correctly, the contestant as well as one lucky winner at home wins the money attached to the question as well as a Disney Cruise Vacation for four aboard the Disney Fantasy.

One randomly selected grand prize winner will choose a cruise vacation on either the Disney Magic or the Disney Wonder, sailing from Galveston, Texas.

US Airways Cruises – Million Miles Dream Getaway Sweepstakes will give one grand prize winner 500,000 Dividend Miles and a seven-night Caribbean cruise for two.

To enter, just sign up to receive US Airways weekly cruise emails by January 31. Signing up for just about any travel service provider’s priority email newsletters or offers is a great idea anyway. Those subscribed often get first notice of special pricing, value sailings and more.

Don’t want your email inbox filling up with what might otherwise be seen as junk? Have a special email address just for this reason.

Five other prize winners will receive 100,000 Dividend Miles

The Smooth Jazz Cruise has sailed annually since 2004, bringing together fans of Jazz music and top jazz musicians. Promoter Entertainment Cruise Productions is giving away a free cruise valued at $5,600 on Holland America Line’s m/s Westerdam, January 13 – 20, 2013, or January 20 – 27, 2013, for The Smooth Jazz Cruise.

On board will be jazz great George Benson along with David Sandborn, Bob James, Alonzo Bodden, Rick Braun, Richard Elliot and others.

Alaska Magazine has teamed up with adventure cruise line InnerSea Discoveries for a Cruise Alaska Sweepstakes.

Valued at over $11,000, the grand prize is seven nights on board 86-guest Safari Endeavour, departing from Juneau, Alaska. Included are all onboard meals, spirits, wine and microbrews, exclusive transfers and baggage handling, taxes and port fees, entry fees to national parks/preserves, all from-the-boat activities and equipment, sauna, hot tub, yoga classes and a complimentary massage.

Enter between now and January 31, 2013.

Looking for other sources of free cruises? Travel agencies often have free cruise contests as we see in this video:


[Photo Credit- Flickr User Peter Nijenhuis]

Alaska Rail And Cruise Packages Add Value, Adventure

Alaska rail and cruise packages, commonly called Cruise Tours, are heating up as more travelers opt to see more of what the land of the midnight sun has to offer. Choosing a multi-day land exploration, either before or after a seven-day cruise line sailing, gets passengers deeper into the Alaska heartland than possible by ship only. Now, a third-party travel source is offering to combine their package with a standard cruise line experience for something different.

Rocky Mountaineer is a rail line that offers over 45 Canadian vacation packages on four unique routes through British Columbia and Alberta, each rich in history and natural wonders. The luxurious train travels by daylight through the wild beauty of Canada’s West and is a great way to experience the majestic Canadian Rockies either before or after an Alaska cruise.

Traveling eastbound or westbound on the Rocky Mountaineer, the all-daylight rail journey departs three times per week on both the First Passage to the West and the Journey Through the Clouds routes from the end of April until the beginning of October. The Rainforest to Gold Rush route runs from the middle of May until the end of September, as does the Whistler Sea to Sky Climb route.On board, Rocky Mountaineer offers different levels/choices of service for rail journeys too. All passengers get onboard attendants that provide friendly service and informative commentary of the regions through which the train travels. Gold, Silver and Red levels of service offer more onboard amenities.

Now, combining Rocky Mountaineer extensive experience on land with Holland America Line’s experience at sea, comes a package that bundles it all.

Called Canadian Rockies Highlights & Coastal Passage with Pre-Tour Cruise – 2013, the package includes three days onboard the Rocky Mountaineer, a seven-night Holland America Alaskan cruise, eight dinners, eight lunches, nine breakfasts and five nights of hotel accommodation. Also included are Banff & Seattle tours, a Yoho Park tour and Helicopter Flightseeing.

The offer is simple: book a Coastal Passage rail/cruise trip by March 28 directly through Rocky Mountaineer and earn up to $1300 in credits toward the cruise portion, or extra hotel nights/restaurant meals along the train portion in cities like Seattle, Vancouver and Banff.

Want to know more about what travel via rail in the Rockies is like? Check this video:




[Photo Credit- Rocky Mountaineer]