Save On Road Trip Expenses With The Right Credit Card

by Chris Owen on

Planning a road trip anytime soon? Odds are the price of gas is a consideration if not a major concern. As gas prices continue to rise, travelers are looking for new ways to save. Tuning up the car, using smartphone apps to find the lowest price around, inflating tires properly and other money-saving measures can help. Using the right credit card can gain big savings too.

The current national average is $3.78 per gallon – nearly 14 percent higher than it was at the beginning of the year – meaning that gas prices exceed $4 per gallon in some states. Having the right credit card can help. But which to choose? Of the two types of credit cards – gas station-affiliated cards and generic gas cards- there are more than 1000 offers out there right now.

“The credit card market continues to offer surprisingly lucrative gas rewards without requiring consumers to fill up at one particular station or another,” says credit card authority Odysseas Papadimitriou, former Capital One executive and CEO of Card Hub, a credit card rating organization that just released its list of the Best Gas Credit Cards.

According to Card Hub, generic cards used for gas can produce some of the best savings.

The best generic cards?
Pentagon Federal Credit Union Platinum Rewards Card – This one offers those who pay at the pump points equivalent to 5 percent cash back on gas at any station plus 3 percent cash back at supermarkets and 1 percent on other purchases. While the card has no annual fee, belonging to PenFed Credit Union costs $15 and members do not have to be affiliated with the military.

Blue Cash Preferred Card from American Express – This card gives 3 percent cash back at gas stations, 6 percent at supermarkets and 1 percent everywhere else. The $75 annual fee is offset by a $150 initial bonus for spending $1,000 in the first three months.

TrueEarnings Card from American Express – Costco members get 3 percent cash back on gas purchases up to $4,000 (1 percent thereafter), 2 percent at restaurants, 2 percent on travel and 1 percent on everything else.

But what about gas station-sponsored cards?

“When it comes to choosing a station-specific gas credit card, it’s important to remember that value is inherently conditional,” says Papadimitriou. “In other words, you’ll have to get gas at the right station and oftentimes spend a certain amount each month or year in order to qualify.”

The best gas station cards include:

Marathon Credit Card – This brings a 25-cent rebate, but the offer has a catch. That $.25 is for each gallon of Marathon gas purchased during months a cardholder charges at least $1,000, $0.15/gallon for spending between $500 and $999.99 and $0.05 for spending less than $500. This card does not have an annual fee or an initial bonus.

Chevron & Texaco Credit Card – This card provides a $0.30/gallon, up-front discount on Chevron and Texaco gas for the first 60 days after opening the account. After that, you get $0.20/gallon off during months that you spend more than $1,000 in qualifying purchases and $0.10/gallon off when you spend $300-$1,000. Qualifying purchases include most charges made with your card with a maximum of $300 in discounts each calendar year.

Card Hub also notes other ways to save on gas, like shopping at certain grocery stores. Kroger, Safeway and others offer discounts at affiliated gas station chains based on how much you spend at their stores. For example, spending $100 at Safeway will save you $2 on the next 20 gallons of ExxonMobil gas you buy.

That idea is especially powerful when travelers combine it with the respective station’s co-branded credit cards.

Looking for other ways to save on gas? Check out this video:


[Photo credit – Flickr user little peppercorn]

Busy Completing Your College Degree? Travel Abroad Can Help

by Chris Owen on

Approaching the finish line on completing a college degree, students often struggle to pick up a class here or an internship there. Between the need to graduate on time and summer jobs, travel abroad for a whole semester is not realistic for many. Now, a new alternative promises to give students that same international experience in a program that fits their timetable.

People to People Ambassador Programs has sent over half a million students in grades 5-12 abroad. Now, with an eye on college level students, the nationally recognized travel provider has created a suite of college level programs that focus on volunteerism and service, cultural immersion and adventure.

The two to three-week programs include a heavy focus in developing the Cultural Intelligence (CQ) of students who earn upper division college credit in what seems to be an increasing need.

“We have seen heightened interest from students and parents in the past couple of years to extend our product line into the university domain to continue that experiential learning track,” Peg Thomas, president of People to People, said in a statement.Accompanied by specially selected leaders from various colleges and universities, the organization promises that students will leave the program with an enhanced global perspective poised to enter the work force with a competitive edge.

“A two- to three-week educational trip with People to People Ambassador Programs increases CQ as much as a full semester of study abroad from an Ivy League school,” boasts People to People on its website.

The inaugural college study abroad program took students to India in December 2012 experiencing diverse cultures and visited iconic monuments such as the Taj Mahal and Jama Masjid Mosque. Upcoming trips will take students to India, Japan, Vietnam and Antarctica.

People to People Ambassador Programs is the exclusive educational travel provider of People to People International (PTPI), a nonprofit organization founded in 1956 by President Dwight D. Eisenhower to promote peace through understanding worldwide.


[Photo credit – Flickr user Thompson Rivers]

How Frequent Fliers Might Be Affected By Airline Merger

by Chris Owen on
Speculation seems to be running rampant about potential losses to frequent flier accounts via the merger of American Airlines with US Airways. A new study recently analyzed American Airlines AAdvantage program and US Airways Dividend Miles program and found several pros and cons, many depending on which airline’s existing program is adopted for both.

Comparing programs, TravelNerd looked at some possible scenarios and came up with some interesting “what if?” results. Not all are bad either. US Airways members would come out ahead, for example, if the combined airline sticks with American’s meal program, enjoying meals on three-hour flights.

That’s good news. Not-so-good news: increased baggage fees could be a result as well. If the American Airlines program is adopted for both airlines, US Airways passengers will have to pay $25 more for three or more bags, and $10-$25 more for overweight bags

Thinking the new alliance means less countries, TravelNerd says US Airways will say goodbye to Star Alliance and join Oneworld, so Dividend Miles members will lose access to 44 countries.On the other hand, I am a member of both loyalty programs and received emails from each saying not to worry and that everything will stay the same. TravelNerd cries foul.

“Airlines are aware that mergers make consumers nervous and will send newsletters to members to ensure that their miles and status are safe,” Amy Lee TraveNerd Senior analyst told me via email. “This is true there are usually no changes in the short term.”

But Lee believes that change is coming and once the merger is complete and has passed government regulations, the streamlining will begin.

“One way they plan to do this is to bring Dividend Miles members into their AAdvantage program,” notes Lee. “In the American Airlines Merger Investor Presentation, they wrote, “US Airways members join AAdvantage, the first and best developed loyalty program in the world.” This implies that they plan to maintain one loyalty program – presumably AAdvantage since American Airlines brand will be taking the helm of this merger.”

Travelnerd points to the United-Continental merger as an example, noting that merger was announced in May 2010 but frequent flier accounts were not linked until March 2012.

More bad news from the study is the notion that more members equals less upgrades. TravelNerd predicts that with a combined total of over 101 million members, frequent fliers will have a tough time upgrading their seats.

Our first thought: Why? Are they going to sell off a bunch of planes? We’ve heard nothing of decreased capacity.

“Regarding upgraded seats, you’re right there are going to be the same number of seats available,” replies Lee. “However, Dividend Miles members currently enjoy many upgrades due to their smaller frequent flier program (30 million members). Once the merger finalizes, the AAdvantage members (71 million members) will make it harder for the Dividend Miles members to enjoy as many upgrades as they currently do because of the increased number of frequent fliers.”

Admittedly, much of what we have here is speculation. But if Merger History 101 tells us anything it’s that change is inevitable. It will be interesting to see how it plays out.

For a closer look at the merger from an unbiased source, we turn to public broadcasting and their sobering view on the topic:




[Photo Credit- Flickr user the queen of subtle]

Guaranteed Weather When Traveling? Scientists Think That Might Be Possible

by Chris Owen on

Weather conditions at any destination around the world are hard to pin down. We may have a general idea of average temperatures for any given time of the year, know that good rain gear is required for certain places or that bringing a swimsuit is a must. But exact weather conditions can often be elusive.

But what if they were not? What if, somehow, weather conditions could be modified?

“Hacking The Planet,” a new series that starts this week on The Weather Channel, shows scientists developing ways to actually change the weather. Viewers can gain some insight into ways scientists may one day prevent, weaken or redirect threatening weather conditions and natural phenomena.

In each of the six initial episodes the show asks, “What if humans were no longer as susceptible to Mother Nature’s wrath?”, a question that could undoubtedly affect travel plans in a very big way.

Getting a handle on weather-related flight delays alone would be huge.

“It simply defies nature to think that humans could prevent rain from disrupting a sporting event or use lasers to draw lightning away from sensitive areas like nuclear power plants,” said Michael Dingley, senior vice president, content and development at The Weather Channel in a press release.

Surely, making even the slightest impact on rain, snow, tornadoes, hurricanes, lightning, earthquakes or volcanic eruptions too could protect iconic destinations from ruin, cause otherwise-aborted travel plans to happen and more.

“It’s fascinating to imagine a world where we can could manipulate the planet’s most powerful natural forces,” adds Dingley. “If any of these experiments are successful, it’s truly mind-boggling to think what that could mean for our future.”

“Hacking The Planet” premieres Thursday, Feb. 28, 2013 at 8 p.m. ET and is just one of a growing number of travel-related programs from the Weather Channel. The channel is also home to “Coast Guard Florida,” “Hawaii Air Rescue,” “Plane Xtreme” and others. New Weather Channel series coming up include: “Prospectors,” which follows a group of miners searching for the rarest gems (March 5), “Breaking Ice,” which takes viewers to the North and South poles (April 2013), and “Tipping Points,” a show about charting climate change (October 2013).




[Image Credit – Flickr user .michael.newman.]

Some Of The Many Ways To Get Kicked Off A Plane

by Chris Owen on

When getting ready for take-off of any flight, we can take our seat promptly upon boarding the plane, stow our gear, be courteous to our fellow travelers and use electronic devices until instructed to power them down. Those activities are all just fine. On the other hand, smoking in the lavatory, joking about bombs or otherwise disrupting operation of the aircraft are serious matters that can get us kicked off the plane. But what other actions taken on board a commercial airliner can get us in trouble?

Checking in with Law.com‘s legal blog watch, the list is long.

  • Stripping naked or saying the F-word can get you escorted off the plane.
  • Get into a fist fight with the passenger in front of you who reclines their seat in the air and the pilot may turn the plane around and return to the airport, escorted by a pair of F-16 fighter jets
  • Pretending to be a soldier to get a complimentary upgrade to first class can not only get you kicked off the plane, but result in being arrested. The charge: second-degree impersonation.
  • Inhaling from an electronic cigarette or throwing bags of snacks at flight attendants can result in a charge of “interference with the flight crew,” a federal offense that will cause the FBI to greet you when the plane lands.
  • Take a photo of the name tag of a less-than-helpful flight crew member can get you on the No-Fly list, if not arrested.
  • Dress code violations like wearing short denim shorts that make it unclear whether ladies are wearing panties, especially when those shorts are worn with a baggy T-shirt can get you kicked off the plane.
  • Breastfeeding and children can be a problem. Breastfeeding without being covered up can result in public humiliation and threats of removal from the plane. In the same folder we find that children must behave. Throwing a fit on the plane may result in a return to the gate and the child’s entire family being removed from the plane for the safety of all customers and crew members on board.
  • Be careful what you watch on electronic devices. Passengers are not allowed to view what might be deemed “horrific” child pornography on their laptop during the flight. Do so and be apprehended by police upon landing and charged with possession of child pornography.

“You might think that after (21 volumes) of Things You Can’t Do on a Plane, that we’d have exhausted the list of things you can’t do on a plane,” says Legal Blog Watch. “Nope! The list grows daily.”



[Photo credit – Flickr user Nigel Horsley]