Five ways to protect your wallet on Cyber Monday

Cyber Monday is around the corner, and the travel business is getting ready to hit you up with some great deals. If all goes as planned for them, you’ll rush to pry open your wallet and book your next trip at a fantastic discount. Ready? Well, not so fast …

There are a lot of other people who want access to your credit card, too. But, they don’t want to give you anything in return. The scammers will be out in full force, and it’s incumbent upon you to protect yourself.

Jeff Horne, threat research director at web security company Webroot, has a few ideas for how you can keep your cash safe on Cyber Monday – and all the time, frankly. Let’s take a look at five recommendations from a guy who’s in the business of knowing what the online bad guys are up to:
Horne recommends the following actions:1. Horse’s mouth: don’t click a link to make a purchase. Instead, go straight to the site. This will protect you from the risks associated with malicious links. If an airline, hotel or online travel agent offers up a deal, just go straight to the company to buy it.

2. Password discipline: don’t use your mom’s maiden name on every site where you have an account. Mix it up a bit to add some protection for your online shopping activity.

3. Pay attention: Horne suggests looking for the “signs of security,” such as “https” in the address bar. Make sure that the travel company is putting some security measures in place to protect you. In addition to keeping the thieves at bay, it also shows that a company is interested in taking care of you, making it worthy of your purchase and your loyalty.

4. Choose carefully: use a credit card instead of a debit card to stop payments immediately if something goes awry. Also, your risk will be limited to available credit, rather than the entirety of your bank account. PayPal users: monitor the account from which PayPal draws to make sure it isn’t compromised.

5. ‘Tis the season: if you get a “confirmation” email that doesn’t have a tracking number, delete it. If you aren’t sure about whether a purchase has been confirmed, go back to the travel site where you made it and view your order history.

[Via Insurance Information Institute, photo by TheTruthAbout via Flickr]

Cyber Monday: not just for retailers any more

After four days off, the world will slide behind its desks again on Monday morning. They’ll try to get back into the swing of work life, but it won’t be immediate. So, as they ease back into productivity, many will push into the shopping world they dodged three days earlier on Black Friday. The hotels will be waiting for them, with more than 60 of them pushing deals to try to get in on the holiday shopping action.

Around 69 million people are expected to jump into the Cyber Monday fray, with workers aged 18 to 24 seen as the most likely to shop at work. Overall, 54 percent of people with internet access at work will start to take care of their holiday season obligations on Monday.

According to a Shop.org survey, 87 percent of the retailers surveyed plan to get deals out in front of online consumers this holiday season, up a tad from last year’s 83 percent. So, it’ll be tough for the hotels to stand out, but this won’t keep them from trying.

Fifty of Starwood‘s resorts will be offering deals during a three-day sale that starts on Monday, with discounts of up to 45 percent. But, you’ll need to travel between the beginning of January and the end of April. Seven Affinia Hotels properties are offering 15% off a 2010 stay at properties in New York, Chicago and Washington, D.C. The James Hotel in Chicago is offering a 100% bonus on gift cards purchased.

More travel deals for Black Friday and Cyber Monday

The folks over at the LA Times have rounded up a few more great travel deals for Black Friday and Cyber Monday. And what better way to recoup from this most hellish of shopping weekends than by looking forward to a discounted vacation?

Shell’s Vacation Hospitality’s Black Friday Sale runs today with discounts of up to 50% off at 26 of its resorts located in Arizona, Hawaii, Nevada, New Hampshire, Texas, Wisconsin, California, Mexico and Canada. Sample deals include a $79 per night room in Napa Valley, $84 per night on the Big Island of Hawaii, and $64 per night in Puerto Vallarta, Mexico. There are some blackout dates around the holidays and the rooms must be prepaid and are nonrefundable.

Gap Adventures’ sale runs from Black Friday to Cyber Monday and offers 20% savings on selected tours. 12 days in Laos can be had for $999 per person, 8 days in Thailand is just $479, and 20 days in India is only $1099. Over 25 tours are discounted, and include locations in South and Central America, Asia, Africa and Europe. Prices don’t include airfare and are only valid on select departures in December, January, April and May.

Sonesta, a resort company that operates two properties on St. Maarten, is also offering 50% off for bookings made through Monday. The discount is valid for stays from December 18 to March 31. Stays over Christmas and New Year’s require a 5-night minimum, but at just $138 (down from the usual $275), the total price is much more affordable.