Save On Road Trip Expenses With The Right Credit Card

by Chris Owen on

Planning a road trip anytime soon? Odds are the price of gas is a consideration if not a major concern. As gas prices continue to rise, travelers are looking for new ways to save. Tuning up the car, using smartphone apps to find the lowest price around, inflating tires properly and other money-saving measures can help. Using the right credit card can gain big savings too.

The current national average is $3.78 per gallon – nearly 14 percent higher than it was at the beginning of the year – meaning that gas prices exceed $4 per gallon in some states. Having the right credit card can help. But which to choose? Of the two types of credit cards – gas station-affiliated cards and generic gas cards- there are more than 1000 offers out there right now.

“The credit card market continues to offer surprisingly lucrative gas rewards without requiring consumers to fill up at one particular station or another,” says credit card authority Odysseas Papadimitriou, former Capital One executive and CEO of Card Hub, a credit card rating organization that just released its list of the Best Gas Credit Cards.

According to Card Hub, generic cards used for gas can produce some of the best savings.

The best generic cards?
Pentagon Federal Credit Union Platinum Rewards Card – This one offers those who pay at the pump points equivalent to 5 percent cash back on gas at any station plus 3 percent cash back at supermarkets and 1 percent on other purchases. While the card has no annual fee, belonging to PenFed Credit Union costs $15 and members do not have to be affiliated with the military.

Blue Cash Preferred Card from American Express – This card gives 3 percent cash back at gas stations, 6 percent at supermarkets and 1 percent everywhere else. The $75 annual fee is offset by a $150 initial bonus for spending $1,000 in the first three months.

TrueEarnings Card from American Express – Costco members get 3 percent cash back on gas purchases up to $4,000 (1 percent thereafter), 2 percent at restaurants, 2 percent on travel and 1 percent on everything else.

But what about gas station-sponsored cards?

“When it comes to choosing a station-specific gas credit card, it’s important to remember that value is inherently conditional,” says Papadimitriou. “In other words, you’ll have to get gas at the right station and oftentimes spend a certain amount each month or year in order to qualify.”

The best gas station cards include:

Marathon Credit Card – This brings a 25-cent rebate, but the offer has a catch. That $.25 is for each gallon of Marathon gas purchased during months a cardholder charges at least $1,000, $0.15/gallon for spending between $500 and $999.99 and $0.05 for spending less than $500. This card does not have an annual fee or an initial bonus.

Chevron & Texaco Credit Card – This card provides a $0.30/gallon, up-front discount on Chevron and Texaco gas for the first 60 days after opening the account. After that, you get $0.20/gallon off during months that you spend more than $1,000 in qualifying purchases and $0.10/gallon off when you spend $300-$1,000. Qualifying purchases include most charges made with your card with a maximum of $300 in discounts each calendar year.

Card Hub also notes other ways to save on gas, like shopping at certain grocery stores. Kroger, Safeway and others offer discounts at affiliated gas station chains based on how much you spend at their stores. For example, spending $100 at Safeway will save you $2 on the next 20 gallons of ExxonMobil gas you buy.

That idea is especially powerful when travelers combine it with the respective station’s co-branded credit cards.

Looking for other ways to save on gas? Check out this video:


[Photo credit – Flickr user little peppercorn]

The 2013 Iditarod Sled Dog Race Gets Underway Today!

by Kraig Becker on

The 2013 Iditarod sled dog race gets underway today in Anchorage, Alaska, where some of the best mushers in the world have gathered to take part in the 1000-mile journey that culminates in Nome. This morning, 66 mushers will set out from the starting line in front of a throng of cheering fans as part of the ceremonial start. The race will officially get underway tomorrow when the teams will restart in Willow and the competition truly begins.

This year marks the 40th running of the Iditarod, which is billed as “The Last Great Race.” The event was originally created to commemorate the famous 1925 dog sled run to Nome that delivered serum to fight off a deadly diphtheria epidemic just in the nick of time. It was during that run that musher Gunnar Kaasen, and his famous lead dog Balto, rose to fame.

Today, the Iditarod has grown to become the most popular sporting event in Alaska, drawing relatively large crowds (by Alaskan standards) on an annual basis. The mushers and their dogs are well known throughout the state and often find themselves local celebrities. Most of the competitors live and train in Alaska, but as the event has grown in popularity, mushers now come from all over the globe.

This year’s field is another deep one with a large number of possible contenders. Past champions such as Jeff King, Lance Mackey and John Baker should all be in the running, although last year’s winner Dallas Seavey seems to be the odds on favorite to win the race once again. With his victory in the 2012 event, Seavey became the youngest winner ever and he is looking to add to an already impressive resume.

A few weeks ago there was some concern about the condition of the trail, which lacked snow along certain sections. Since then, however, snow has been plentiful and the route is in top shape for the start of the race. As always, there are some areas that will be more challenging than others, but for the most part the teams should find good snow to run on.

You can follow the Iditarod over the next few weeks at the race’s official website.

[Photo Credit: Jeff Schultz/IditarodPhotos.com]

Busy Completing Your College Degree? Travel Abroad Can Help

by Chris Owen on

Approaching the finish line on completing a college degree, students often struggle to pick up a class here or an internship there. Between the need to graduate on time and summer jobs, travel abroad for a whole semester is not realistic for many. Now, a new alternative promises to give students that same international experience in a program that fits their timetable.

People to People Ambassador Programs has sent over half a million students in grades 5-12 abroad. Now, with an eye on college level students, the nationally recognized travel provider has created a suite of college level programs that focus on volunteerism and service, cultural immersion and adventure.

The two to three-week programs include a heavy focus in developing the Cultural Intelligence (CQ) of students who earn upper division college credit in what seems to be an increasing need.

“We have seen heightened interest from students and parents in the past couple of years to extend our product line into the university domain to continue that experiential learning track,” Peg Thomas, president of People to People, said in a statement.Accompanied by specially selected leaders from various colleges and universities, the organization promises that students will leave the program with an enhanced global perspective poised to enter the work force with a competitive edge.

“A two- to three-week educational trip with People to People Ambassador Programs increases CQ as much as a full semester of study abroad from an Ivy League school,” boasts People to People on its website.

The inaugural college study abroad program took students to India in December 2012 experiencing diverse cultures and visited iconic monuments such as the Taj Mahal and Jama Masjid Mosque. Upcoming trips will take students to India, Japan, Vietnam and Antarctica.

People to People Ambassador Programs is the exclusive educational travel provider of People to People International (PTPI), a nonprofit organization founded in 1956 by President Dwight D. Eisenhower to promote peace through understanding worldwide.


[Photo credit – Flickr user Thompson Rivers]

Colorado Ski Resorts Offer Spring Break Deals, Special Events, Statewide

by Laurel Miller on

Still mulling over where to spend spring break, be it solo, or with friends or family? Colorado Ski Country USA resorts make it easy, with a handy online guide promoting special deals and events statewide throughout March and part of April.

In addition to loads of concerts and fun and endurance ski races at most resorts, there’s also the famed Elk Mountain Grand Traverse backcountry race from Aspen to Crested Butte, and Battle in the Bowls in Aspen Highlands. Crested Butte is also celebrating Colorado Passholder Appreciation Month through March 6; anyone holding a season pass, regardless of resort, can ski CB for $59.

Copper Mountain hosts the Copper Uncorked “working man’s wine festival” on March 10; think affordable vintages, and nontraditional pairings a la pizza, wings, and breakfast burritos. Aspen and Telluride are offering variations on “kids ski and stay free” programs, and Wolf Creek has Local Appreciation Days March 6 and 13, and April 3 and 7. Lift tickets are just $35/adult or student, $29/child/seniors. Get those plane tickets booked now!

[Photo credit: Flickr user Ben Moscona l Photography]

Wanted: Married Couple For Mission To Mars

by Kraig Becker on

Last week we brought you preliminary information on a proposed mission to Mars that is being spearheaded by Dennis Tito, the American multi-millionaire who became the world’s first space-tourist back in 2001. At the time, Tito’s plans were a bit nebulous but he promised more information was coming soon. On Wednesday of this week, he shared more details, including the possibility of sending a husband and wife team on a flyby of the red planet.

Tito’s new non-profit organization, Inspiration Mars, was launched with the expressed purpose of mounting a manned mission to Earth’s neighbor in just five years time. Tito believes that we have a unique window of opportunity early in 2018 when the Earth and Mars will be aligned with one another, making the flight path relatively straightforward and simple. He is aiming to launch his currently unknown spacecraft on January 5 of that year on what is expected to be a 501-day journey.

To combat the loneliness that could come from a prolonged space voyage of this type, Tito is proposing that the crew consist of two members – a man and a woman. He went on to say that it would be preferable if they were a husband and wife team to prevent issues of incompatibility along the way. After all, the two people selected to go will be sharing small, cramped quarters for well over a year. It would make sense that they have a solid relationship and know each other well before they depart.While it would be easy to simply dismiss Tito’s plans as being too ambitious to succeed, he is taking an approach that may allow him to achieve his goals. Unlike other commercial space programs that are looking to turn their ventures into a profitable business, Tito says this is a one-shot deal. He plans to use technology that either already exists or is close to completion to build his rocket and spacecraft, and he plans to fund much of it with his own money. As the mission gets closer to becoming a reality, however, he expects to solicit sponsorships and other funding as well.

As noted above, this journey to Mars will just be a fly by. The spacecraft would pass within 100 miles of the planet before beginning the long journey back to Earth, although it wouldn’t enter orbit at all – nor would it touch down on the surface. The crew would still get one heck of a view as they pass by, however, becoming the first humans to visit an alien planet in the process.

That is about the extent of what we know on this project at the moment. Inspiration Mars isn’t expected to announce the process for selecting a crew for at least six months or more. But they plan to move ahead with their plans to select a rocket and space capsule that can accomplish the mission.

In the meantime, I’m looking for a girl who wouldn’t mind taking a honeymoon to Mars.

[Photo Credit: Inspiration Mars]