Save On Road Trip Expenses With The Right Credit Card

Planning a road trip anytime soon? Odds are the price of gas is a consideration if not a major concern. As gas prices continue to rise, travelers are looking for new ways to save. Tuning up the car, using smartphone apps to find the lowest price around, inflating tires properly and other money-saving measures can help. Using the right credit card can gain big savings too.

The current national average is $3.78 per gallon – nearly 14 percent higher than it was at the beginning of the year – meaning that gas prices exceed $4 per gallon in some states. Having the right credit card can help. But which to choose? Of the two types of credit cards – gas station-affiliated cards and generic gas cards- there are more than 1000 offers out there right now.

“The credit card market continues to offer surprisingly lucrative gas rewards without requiring consumers to fill up at one particular station or another,” says credit card authority Odysseas Papadimitriou, former Capital One executive and CEO of Card Hub, a credit card rating organization that just released its list of the Best Gas Credit Cards.

According to Card Hub, generic cards used for gas can produce some of the best savings.

The best generic cards?
Pentagon Federal Credit Union Platinum Rewards Card – This one offers those who pay at the pump points equivalent to 5 percent cash back on gas at any station plus 3 percent cash back at supermarkets and 1 percent on other purchases. While the card has no annual fee, belonging to PenFed Credit Union costs $15 and members do not have to be affiliated with the military.

Blue Cash Preferred Card from American Express – This card gives 3 percent cash back at gas stations, 6 percent at supermarkets and 1 percent everywhere else. The $75 annual fee is offset by a $150 initial bonus for spending $1,000 in the first three months.

TrueEarnings Card from American Express – Costco members get 3 percent cash back on gas purchases up to $4,000 (1 percent thereafter), 2 percent at restaurants, 2 percent on travel and 1 percent on everything else.

But what about gas station-sponsored cards?

“When it comes to choosing a station-specific gas credit card, it’s important to remember that value is inherently conditional,” says Papadimitriou. “In other words, you’ll have to get gas at the right station and oftentimes spend a certain amount each month or year in order to qualify.”

The best gas station cards include:

Marathon Credit Card – This brings a 25-cent rebate, but the offer has a catch. That $.25 is for each gallon of Marathon gas purchased during months a cardholder charges at least $1,000, $0.15/gallon for spending between $500 and $999.99 and $0.05 for spending less than $500. This card does not have an annual fee or an initial bonus.

Chevron & Texaco Credit Card – This card provides a $0.30/gallon, up-front discount on Chevron and Texaco gas for the first 60 days after opening the account. After that, you get $0.20/gallon off during months that you spend more than $1,000 in qualifying purchases and $0.10/gallon off when you spend $300-$1,000. Qualifying purchases include most charges made with your card with a maximum of $300 in discounts each calendar year.

Card Hub also notes other ways to save on gas, like shopping at certain grocery stores. Kroger, Safeway and others offer discounts at affiliated gas station chains based on how much you spend at their stores. For example, spending $100 at Safeway will save you $2 on the next 20 gallons of ExxonMobil gas you buy.

That idea is especially powerful when travelers combine it with the respective station’s co-branded credit cards.

Looking for other ways to save on gas? Check out this video:


[Photo credit – Flickr user little peppercorn]

Budget Travel In The Midst Of Luxury: Exploring Monaco In One Afternoon

“I have a crazy idea … lunch in Monaco?”

It was the end of a two-week documentary film production in France and we were spending the last night in Nice, so our director deemed it only fitting to grab lunch in the world of casinos and Formula One racing. When in Nice, drive to Monaco.

Opting for the scenic Basse Corniche route as opposed to the autoroute, we drove along the coastline through Villefranche-sur-Mer, a winding road that hugs the cliffs that drop straight into the Mediterranean. Terra cotta-colored rooftops pepper the coastline and bright white yachts sit moored in the various harbors along the way. It’s the kind of scene that feels like it was pulled directly from a postcard; it’s no surprise that many of the world’s most well off individuals choose to make this part of the globe the destination for their second, third or fourth villa.

The road is the kind that’s meant for a sports car. Two weeks of film production means two week’s of film gear though, so we were stuck in the silver Peugeot mini-van. At least it was a manual, so you could almost get the thrill of a quick down shift.

The budget traveler in me of course knows that Monaco certainly isn’t a destination I would normally seek out, but the chance to quickly cross a border and grab some lunch is quite another story.Monaco is one of those places that you know about because you hear the name often enough, but when you think about it, you realize that you actually don’t know very much about it at all. In fact my only relation to Monaco before this day was a couple of summers ago when I was in Sweden and got conned into watching the live stream of Monaco’s royal wedding; a royal wedding is always a big affair in Europe, no matter what the country.

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The Principality of Monaco is bordered by France on three sides and the Mediterranean on the fourth. It’s a constitutional monarchy and governed by Prince Albert II. With an area of only 0.76 square miles, it’s the second smallest country in the world. But its 35,000 plus inhabitants make it very densely populated.

Drive into Monaco and you’ll quickly get lost. It’s a city built into the cliffs, with roads intertwining like a complicated maze. Best solution: do another drive around the roundabout just to make sure you are taking the right exit. And when you park and a Ferrari is in front of you trying to back up, don’t move. In the face of opulent automobiles, avoid any risk of you hitting them.

Fortunately, we had a local to guide us around, and he took us to one of the many underground parking complexes and we climbed out and up onto “Le Rocher” – the Rock – the old city that sits atop a rocky promontory. This is where you’ll find the Palais Princier, and just like in any other country that boasts a constitutional monarchy, you can watch the changing of the guard.

From atop Le Rocher you also have an excellent view down both sides of the cliffs, one looking down into the old harbor, and on the other, a more modern collection of buildings and docks. Le Rocher is also where you will find the Oceanographic Museum and Aquarium, an impressive structure that almost looks like it’s rising straight out of the sea.

To say that the streets and alleyways of Monaco are clean would be an understatement. This is an impeccably spotless place, almost disarmingly so. You get the feeling that the entire place simply drips of money. Which of course it does; the principality doesn’t charge its residents income tax, which attracts a whole plethora of glitterati.

But there’s also the charming side of Monaco that even the budget traveler can enjoy. A wood-fired pizza for lunch with a carafe of Chianti (thank the Italian influence for that) and a simple stroll up and down the hilly streets gives you a real sense of a place loaded with oversized yachts and casino action. It offers a picturesque setting, to say the least.

We walked through the tight alleyways, pink and yellow walls jutting up around us, a quaint but manicured setting. A pair of cyclists decked out in tight training gear rolled up to a door and walked their bikes inside. Japanese tourists bought chocolate at the local chocolatier.

Descending the steps next to the Oceanographic Museum and Aquarium we overlooked the Mediterranean, a stormy mix of white caps and breaks of sunlight as a small storm rolled in. It started to drizzle. Whereas in most cities the raindrops would have cleaned the dirty streets, they instead just added to sidewalks that already seemed to glitter. “You know, just an afternoon in Monaco. No big deal,” said my friend as we looked out over the water.

It’s funny to go to a place known for so much wealth and instead just take in the surroundings. No casino. No Grand Prix. No luxury purse purchases. Just a moment to be in a place and remember that our world is full of these corners that we may never fully know.

We returned to Nice at dusk, the evening winter light hitting the French Riviera houses on the cliffs in a way that only a painter could replicate.

“A good afternoon in Monaco everyone,” said our director. Check that one off the list.

[Photo Credit: Anna Brones]

A Traveler In The Foreign Service: A Guys Road Trip To Transylvania

In the Foreign Service, it’s easy to calculate who your best friends are. They’re the people who will come visit you in places like Khartoum, Yekaterinburg or Bujumbura. Diplomats who get posted to London, Paris, Rome and a handful of other cushy places find themselves running informal bed and breakfast operations, as marginal friends and distant relatives come out of the woodwork to claim a free place to stay.

We had several friends tell us that they planned to visit us in Macedonia but none made the trip. I expected an uptick in business when we moved to Budapest, but my first visitor wasn’t interested in the typical grand tour of Central Europe.
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“I was thinking we should go to Romania,” said Ian, a good friend from St. Louis who had never been to Prague, Germany and a host of other far more celebrated European destinations.

“Why Romania?” I asked, more than a little surprised.Ian’s logic was that he could easily visit Prague or Vienna with his wife and perhaps even their three small children, but Romania would be a tougher sell. So we made a vague plan to spend a weekend in Budapest and then take a four- or five-day road trip to Transylvania and Ian was on our doorstep weeks later.

As we motored through the grubby, Americanized suburbs of Budapest on a Monday morning in March, heading east toward Transylvania with no set itinerary, we both realized what a rare treat it was to have a men’s getaway.

“It’s Monday morning and instead of being on my way to work in St. Louis, I’m here driving through Budapest on my way to Transylvania,” Ian remarked. “I like it!”

Our progress east was slow, on a two-lane road clogged with slow moving trucks, passing through forlorn little towns with homes built seemingly right on the road with no setback. As we neared the Romanian border, we passed ramshackle gypsy settlements and saw a few haggard looking prostitutes working the side of the road. I felt lucky that our greatest concern in life at that moment was who the Cubs would choose as their fifth starter for the upcoming season.

We were two married American men in a Toyota with diplomatic plates slowing down to get a better look at roadside prostitutes near the Romanian border on a Monday afternoon. Good times.

Romania had just joined the European Union less than three months before our visit and it was still a matter of speculation whether hordes of Romanians would vote with their feet. We saw many of the same major European chains present in Hungary, but the roads were dicier, there were a lot more farmers poking around on horse drawn carriages and there were plenty of old Dacia’s left over from the communist era sharing the road with souped-up Mercedes’s and BMW’s piloted by kamikazes who thought nothing of passing on blind curves, shoulders or simply right into oncoming traffic.

The roadside villages en route to Oradea defined unremitting rural poverty, but the soul crushing Soviet era apartment blocks that dominated the gloomy outskirts of Oradea seemed even worse.

The center of Oradea looked more promising, but even the colorful baroque buildings all seemed to be in need of a coat of paint. Oradea had been part of the Kingdom of Hungary until the conclusion of World War I, when Hungary lost a massive chunk of its territory, and as recently as the 1960’s, there were more ethnic Hungarians than Romanians in Oradea. But on this day, I didn’t hear any Hungarian speakers.

We had lunch at a garish looking Italian restaurant and on our way out of town, a gypsy gave me the finger after I took a photo of him hollering at his recalcitrant son.

It was dark by the time we reached Cluj-Napoca, a thriving metropolis once known as the Hungarian capital of Transylvania. We stopped at a shady looking hotel and a short young man in a vest showed us a cold, depressing room that was outfitted with what looked like prison furniture. According to our guidebook, the place featured an “erotic show” in the basement.

“What time does the show start?” I asked, even though we had no intention of checking it out.

The young man appeared confused so I re-phrased the question.

“What time do the girls start dancing?”

“No, no,” he said, “We don’t have girls here any more.”

A second hotel seemed even worse and they wanted 80 euros – a princely sum for a dump in Transylvania. We finally landed at a surprisingly posh hotel in a residential neighborhood that also provided some sort of vague “business solutions” and “consulting.”

“Where can we find the boyhood home of Gheorghe Muresan?” Ian asked the pretty girl at the front desk. “You know the basketball player, I think he’s from Cluj, Gheorghe Muresan!”

She eventually registered that Ian was referring to the bizarre looking, 7-foot-7-inch Romanian giant, who is one of the tallest and least talented players in NBA history.

“I think he lives in New Jersey,” she said.

We had read that Cluj was a happening town with 70,000 students and a thriving club scene; but we didn’t expect much on a Monday night. The first bar we hit was a stylish place that would not have looked out of place in Berlin or New York. It was about nine o’clock and the place had a smattering of customers.

“What time do you close?” I asked the barkeep.
“Six,” he said.
“Six?” I repeated, “As in six in the morning?”
He nodded his head.
“And does it get busy on a Monday?”
“It is getting busy all of the days,” he remarked.




We hit a stylish basement bar on the recommendation of a group of young women we met on the street and as Ian and I were chatting about our respective lives in St. Louis and Budapest, a woman came over to the booth and, before I knew what was happening, kissed us both on both cheeks, greeting us as though we were long lost friends. It took me a moment to register that it was one of the young ladies who had recommended the place to us.

The most outgoing of the group, named Adriana, wanted to know why we were in Cluj. It was a good question that I had no coherent answer for.

“In America hardly anyone parties on Monday nights,” I said. “So we had to come to Cluj.”

Adriana looked puzzled.

“I would think in the States you could party every night,” she said. “People have more money there than here, so why not?”

“Well, we could go out every night, but we just don’t,” I said before entering into a rambling discourse about how many channels most Americans get and the high cost of beer.

Ian and I hit another bar and somehow managed to stay out until almost 4 a.m. The place was still going strong when we left and I’m quite sure that the students danced until sunrise, if not later. An ordinary Monday night in Cluj is a lot like Mardi Gras in New Orleans, without the beads and flashing.

In the light of day, Cluj seemed like a city in transition. Sidewalks were being torn up, students and beefy gangsters in matching sweat suits hung out in trendy looking cafés, and we felt that it probably wouldn’t be long before the city became a popular spot for backpackers. Yet just minutes outside of town, there was no escaping the Old Romania and the generation that still made its living off of the earth, plying their trade with ancient looking farming instruments and horse drawn carts.

We had no reservations for Sibiu, our next stop, and were shocked that the first two hotels we tried were both sold out. We finally found a motel on the outskirts of the old town but had to park the car several blocks away, after trying in vain to navigate the city’s ancient street plan.

Sibiu is a strikingly beautiful town that is set right in the heart of some incredible Alpine scenery. It had just been named a European cultural capital and much of the town’s historic center had received an impressive face-lift.

The atmospheric streets all seemed to radiate out from a colossal square that was dotted with colorful Gothic, Renaissance and Baroque style buildings in keeping with the town’s Saxon heritage. Unlike Cluj, Sibiu was dead at night. Each night we ended up at the only place that seemed to be open late, a little street side kiosk that sold cold drinks and phone cards.

An enterprising young college student named Elena, who sat bundled up in the cold booth, worked the overnight shift.

“I work here at night because I’m saving up to buy a computer,” she explained.

“But when do you sleep?” I asked.

“I go straight from here to class in the morning, and then, if I can, I try to sleep after classes, if I don’t have too much work to do,” she said.

Ian and I were taken aback. In our culture, if you want something, you just go out and buy it. We pledged to return the following evening with a small contribution toward her computer purchase, but we returned the following night to find that she had the night off. The older woman who was there in her place seemed suspicious when we asked how we could contact her.

We thought about leaving the cash with her but decided not to because we didn’t want her to get the wrong idea about why two American guys were leaving cash for a young woman.

As we left town the next day, we talked about Elena and I felt like her willingness to stay up all night in a freezing cold kiosk was a reminder of how lucky we were to be American men on the loose in Transylvania with no reservations or responsibilities.

[Photo credits: Dave Seminara, CamilG on Flickr (Sibiu)]

Read More From “A Traveler In The Foreign Service

Photo Of The Day: Ghost Town Gas Station

The road trip: that iconic form of travel that lets us explore at a different pace. If you have ever crossed the country on four wheels, you know the role that gas stations play, both for keeping your vehicle going, and for strong black coffee and snacks. If you are lucky, there’s even a good diner attached. But as more and more people fly to complete their trips, is the iconic middle-of-nowhere gas station a thing of the past?

For today’s Photo of the Day Flickr user smallscreen gives us a great look at a piece of Americana, a ghost-like gas station in Chloride, Arizona, that’s reminiscent of a time where gas was 35 cents a gallon and people were cruising in old Chevrolets.

Do you have an interesting look into your travels? Add your photos to the Gadling Flickr pool to be chosen for the Photo of the Day feature.

[Photo Credit: smallscreen]

Winter Road Trip? You’ll Need This Stuff To Survive

If a winter road trip is in the works and reports of major winter storms have not scared off the idea yet, we have some hard-learned tips. Unlike a summer road trip, winter road trippers have some different challenges. Besides the obvious (snow, rain, sleet and hail), simply not being able to roll down the window or pull off the road to visit some place not on the planned route can add a different dimension to the experience. Still, while the price of fuel is down, there might not be a better time for a winter road trip.

Tune-up and test
To help ensure survival on a winter road trip, take that car to a trusted mechanic for any needed maintenance before heading out on the road. Duh. While with the mechanic, consider maintenance items especially important to you for this winter trip.

Check tread depth on tires, test battery life with a load test designed to see how it will perform in exactly the conditions you are about to experience. A check of that electrical system, which may be used more than normal, is a good idea too. Right now you really don’t care if the AC is a little low on refrigerant.

Be realistic, really
Sure, your 4×4 can take us off road to places where no one has been. But should we? If you have an all-terrain vehicle and a decent amount of experience, there’s nothing quite like being the first vehicle on a snow-packed road.

Days from when you go off road – after daytime highs have melted roads and nighttime lows have re-frozen them – the ride will be bumpy. Right after snowfall? Like driving on air.Check weather and traffic reports, briefly
This was really important ten years ago when GPS-equipped autos did not indicate heavy traffic areas. But now they do; who cares? Someone without one does and a good second-choice is Google maps.

Like other GPS devices, Google maps change the color of roads and highways based on the speed of actual traffic on the road (compared with posted speed) to give an accurate traffic reading at any given time.

Emergency help
Emergency help can be just as close as a call from your smartphone. American Auto Club (AAA) members have 27/7 assistance via Emergency Roadside Service, an included membership benefit. Taking others along on your winter road trip? Ask if they are AAA members or if their parents are; benefits cover you in an emergency when the vehicle you are either driving or riding in becomes disabled.

No AAA? Your auto insurance company or cellphone service provider may also offer roadside assistance too, included in the price. If not, it’s usually an inexpensive, easy option to add on.

Winter survival gear
If you did all of the above, odds are swinging to your favor for surviving that winter road trip. Still, as all good people who live in winter climates can tell you: see someone who works in this weather for an idea of what you need.

Just “making it” from point A to point B during a winter storm is an accomplishment for many travelers. Those who work in that weather have a completely different definition of “accomplishment” and what makes for a good day on the road.

Years ago, I delivered newspapers (printed publications containing news, feature articles, advertisements and correspondence) in big vans that had to be on the road every day. When schools and businesses were closed, power was lost and even the postal/UPS/FedEx workers stayed home, but we worked. We had/did all these things and more to be able to drive during a major winter event.

An emergency car kit will have the basics for survival and can be bought online in a variety of sizes. Beginner 72-hour kits from a number of sellers like Emergency Essentials start at $39.95. Want to be prepared for anything? A Comp II Emergency Kit has a comprehensive set of preparedness items needed to survive for the first three days of a major crisis/world-ending event.

Want professional quality? Add snow chains and know how to use them. Best bet: buy in the summer when lying down on the ground to practice putting them on does not freeze you to the street. Also, try to get that time down to less than five minutes. In the winter, you will appreciate the training.

Some extra weight in the trunk is always a good idea too. In newspaper vans with thousands of publications to weigh them down, this was not an issue. Still, every fall, many who drive in winter climates know a bag of sand or something else of weight in the trunk can help with traction. Make that sand some bags of kitty litter or salt and getting stuck is not the end of the road trip, just another adventure along the way.




[Photo credit- Flickr user D. Bjorn, Catchin’ Up]