10 budgeting mistakes even smart travelers make

by Jessica Festa on

When traveling, it’s easy to go overboard and spend more money than you expected. What’s important is that you spend your extra cash having fun experiences instead of on mistakes that could have been prevented with some planning. Read these 10 common money mistakes often made by travelers to help save money on your next trip.

Mistake #1: Overpacking

This is a mistake that can rack up travel costs for many reasons. First of all, depending on what airline you are flying with, you may be charged a fee for each bag you bring. Not only that, but travelers must pay not only based on how many bags they bring, but also on how much they weigh. Once you are off the plane and at your accommodation, if you have brought more luggage than you can carry yourself you will have to consider porter and bellhop costs. Just do yourself a favor and only bring items you can see yourself using and wearing multiple times.Mistake #2: Not knowing the exchange rate

If you’re looking to save money, it’s a good idea to do a little research and figure out what destinations will give you the most mileage for your dollar. For example, many regions in Canada, Australia, and Western Europe have strong currencies, meaning you may end up losing money in the exchange. However, if you plan a trip to, say, Hanoi, Vietnam, or Prague in the Czech Republic, you can end up saving a lot of cash.

When traveling, you should also pay attention to what currency exchange offices offer the best rates. For instance, airport currency exchanges are usually not the best places to change your money.

Mistake #3: Forgetting to check the weather of your destination

Last June I went to Paris, France, traveling under the assumption that France is always hot (on television the French always seem to be sipping wine in sunny vineyards and relaxing in little clothing in quaint little cafes). If I had checked the weather beforehand, I would have known that shorts and sleeveless shirts were not practical for when I was going, and I wouldn’t have had to buy new clothing, a jacket, and an umbrella that I ended up leaving behind anyway.

The moral of the story? Check the weather of your destination before you leave so you can pack appropriately and save yourself from having to buy a whole new wardrobe.

Mistake #4: Not knowing international phone rates

If you really don’t need your phone, leave it home, as you can save a lot of added costs. There are many other ways to stay in touch with people at home, such as e-mail or web chat (find areas with free Wi-Fi or see if your hotel provides it). If you must have your phone, invest in an international calling plan. While every phone company offers a different plan, I have always found that services such as Skype and PennyTalk offer the best deals. Another low-cost option is to purchase a local SIM card in the country you are visiting.

Mistake #5: Traveling like everyone else

Not only is traveling during high-peak season more crowded and chaotic, it’s more expensive. If there’s an activity you love, try an off-the-beaten path destination to do it instead of following the crowd. Instead of going away in the summer, find a destination that offers your ideal weather in the spring. This can not only save you money, but can also introduce you to new, unexplored destinations.

Mistake #6: Not knowing the tipping etiquette

Tipping etiquette differs from country to country, so don’t just assume that just because in your home town you leave 20% gratuity when going out to eat you must do that everywhere. For example, an article on MSNBC.com says that tipping in Fiji is discouraged, while a server in Mexico will expect a 10%-15% tip. Know the customs before you go to avoid throwing away money unnecessarily.

Mistake #7: Not purchasing travel insurance

While travel insurance isn’t free, it can also end up saving you a ton of money if an emergency does occur. Hospital bills, cancelled flights, and natural disasters aren’t cheap and you can get very affordable travel insurance plans at Access America and World Nomads. Also, if you have health insurance or a travel credit card at home, call their customer service numbers to ask what you are already covered for abroad.

Mistake #8: Not knowing your transportation options

While taxis may be the most convenient way to get around a place, they are often the most expensive. Using public transportation options such as trains, buses, tro-tros, tuk tuks, and metros can save travelers literally hundreds of dollars. If you are unsure of how to get to a place ask your accommodation to help you plan the cheapest route. Also, before even stepping on the plane to go abroad, contact your hotel and ask them what the most cost-efficient method to reach the hotel from the airport is, what stop to get off at, and specific walking directions.

Mistake #9: Not taking advantage of frequent flier programs

If you travel regularly, it pays to either signup for a frequent flier program or apply for a credit card that will give you miles. Having loyalty to specific airlines may be difficult for some people to commit to, however, it can lead to free flights and discounted travel.

Mistake #10: Always being a tourist

This is an easy mistake to make, as when people are in a place for the first time they usually end up being drawn to all the flashy signs and salespeople offering experiences at must-see attractions. While you should see the big sights, there are often free museums, open air entertainment, and complimentary attractions in every place you visit. This goes for restaurants, too. While the big, sparkling venue with the extensive (and pricey!) menu in English may look good, wouldn’t it be nice to have an authentic (and budget-friendly) dining experience at a smaller, local eatery? Street-food is also a money-saving option, as well as grocery stores (bonus if you’re accommodation has a kitchen or serves free breakfast). Also, ask your hotel when museums, restaurants, and attractions offer discounts and promotions, such as free entry on Monday nights at an art gallery or complimentary tapas at a Spanish restaurant with a drink purchase.

10 important phrases to know before going to Ghana, Africa

by Jessica Festa on

Learning a foreign language can be difficult. And, for people traveling to Ghana for only a short amount of time, trying to become fluent in Twi, the principal native language of the country, may be a bit farfetched. However, learning some important phrases before you go can help prepare you for a more comfortable experience.

Eti sen?
How are you?

In Ghana, the people are extremely friendly, and everyone, even complete strangers, are going to ask you this. Greetings are very important in Ghana, and if you don’t want to be seen as impolite then be sure to learn this phrase and use it as much as possible.Eh ya.
I’m fine.

When someone asks you how you’re doing, this should always be your response, even if you’re having a terrible day. If Ghana, people don’t share these troubles in response to someone greeting them, so no matter how you are really feeling, just say you’re fine.

Ye fro wo sen.
What is your name?

When you meet new people, make sure to ask them their name, even if just to be polite. It is more than likely that you will also be asked what your name is many times throughout your stay in Ghana, so knowing this expression ahead of time can be helpful.

Maa chi/Maa ha/Maa jo.
Good morning/Good afternoon/Good evening.

Politeness goes a long way, and when locals see that you’re making an effort to learn their language and greet them, they’ll respect you more and not look at you as a lost and confused foreigner. It’ll also help you immerse yourself in the culture that much more.

Oburoni.
Foreigner.

This is an expression you will hear a lot. And, when I say a lot, I mean at least 20 to 100 times each day. While it may sound offensive, as in many Western cultures shouting “foreigner!” at someone is taken rudely, in Ghana they mean it in a friendly manner as a way to say hello and try to get to know you. Even if you don’t want to respond to the shouts of the locals, it is nice to know what exactly it is they are yelling at you.

Wo bay jay sen?
What is the fare?

As a visitor to the country, you most likely aren’t going to have a car (and once you see the crazy drivers, traffic congestion, and pothole filled roads in Ghana, you won’t want one). Therefore, taxis and tro-tros (kind of like a packed out mini-van) are going to be your transportation options. If you are traveling locally by tro-tro, you can almost bet that the fare will be under 1 Ghana Cedi. However, if you are taking a taxi it can be helpful to know how to ask how much the trip will cost.

Te so.
Reduce it.

On that some note, as an “oburoni” you will undoubtedly be charged the foreigner price, sometimes as much as four times what the locals pay. Don’t feel bad about bartering the price down. And, once the taxi drivers hear you speaking the local language, they will be more likely to give you a fair price.

Wa ye sen?
This is how much?

Just like with taxi fare, be prepared for hawkers and market salespeople to charge you a higher price than the locals. When shopping in the markets or buying food and other items on the street, politely ask how much something is. Then, go back to the prior phrase of “Te so”, and ask them to reduce it.

Koo se.
Sorry.

As a foreigner, it is inevitable that you will make mistakes along the way. If you find you have made a cultural faux pas, just be polite and apologize.

Me daa si.
Thank you.

The people of Ghana are very friendly and will often help you figure out your way around the area and local customs. Whether someone points you in the direction of the nearest public toilet, serves you a delicious meal, shows you the local beaches, or takes you on a guided tour of one of the historical castles, show gratitude and thank them.

Ajungo, the new social network platform just for travelers

by Jessica Festa on

Sick of searching through advice sites and hearing reviews from who only knows? Wish you could connect with other travelers about past or upcoming trips and events? Love social networking but wish you could interact with others in your travel niche? Then there is a brand new social media website just for travelers that brings together all of these platforms into one site.

Ajungo, created by Ben Barton and Steve Shea, is a brand new networking site that allows travelers to connect before, during, and after a trip. Here is how it works:

1) Create a profile and link all of your social networking sites. What this does is allows the site to funnel through your social networking platforms to pull information and funnel it around specific
destinations.

2) Find others who have been to your destination of choice and look through their posted trip or ask them for advice. Or, you can find others who will be in your destination of choice and plan to meet up or travel together.

3) Create your trip canvas, which consists of enabling the sites real-time travel guide feature so that the site can pull your photos and updates while you’re on your trip. This allows other travelers to learn from your experience as well as acts like a blog or trip journal by keeping your trip memories organized and sharing them with friends.

The goal of the site is to make travel more social as well as more comfortable for people going to new destinations. And, if there is any information that you do not want shared, the site will not post it without your permission.

Make connections with travelers, view their trips, find travel buddies, or just interact with others in the travel community. It is all possible on Ajungo.

Interesting indoor spaces around the world

by Laurel Miller on

I love the outdoors, to the extent that I tend to bypass or overlook exceptional indoor spaces when I’m traveling or recounting a great trip. Fortunately, Lonely Planet author/former Gadling contributor Leif Pettersen’s recent list on LP’s website has reminded me that—as many a grandmother has said—beauty is on the inside.

Pettersen says only in recent years has he developed a special appreciation for the indoors. He had ample time to contemplate his new interest “during two sadistically cold weeks last winter when I voluntarily confined myself to the Minneapolis Skyway System as a livability experiment for an article I was working on.”

He’s since started a list of “singular, practical” indoor spaces (traveloguebookdealforthewin!) of note, including (obviously) Minneapolis’ Skyway System (“The largest contiguous skyway system in the world, connecting what may be the largest contiguous indoor space anywhere.”); Istanbul’s Grand Bazaar; Dubai’s Burj Khalifa, the world’s tallest structure; NYC’s Grand Central Terminal (aka Grand Central Station); St. Peter’s Basilica in Vatican City, and the Queen Mary 2. Here’s to keeping warm indoors this winter.

[Photo credit: Flickr user davedehetre]

Destination spotlight: the Volta Region, Ghana, Africa

by Jessica Festa on

When people think of where they want to go on vacation, Ghana isn’t usually the first place that comes to mind. There are actually many good reasons to visit this African country, including an excellent exchange rate on the dollar, an experience rich in culture, and areas of untouched, natural beauty. These things and more can be found in the Volta Region in Ghana.

While many areas in Ghana have a chaotic, diesel-fueled city feeling, that all goes away as you experience the natural wonders and peaceful calm of the Volta Region. A great home-base to explore this area is Wli-Afegame, a small village outside of HoHoe, which can reached by tro-tro (think small, packed out mini van). From HoHoe, take a taxi to your hotel in Wli-Afegame. Some good ones are the Wli-Water Heights Hotel and the Wli Waterfall Lodge, which is right next to the Wli Waterfalls. For the rustic traveler, there is a hut-type accommodation with outdoor showers and toilets called Ras Madesko’s, which you can reach by having your taxi driver stay on the main road of town and drive up a mile past the waterfalls. Ras’s Rastafasian-style accommodation will be on your right, with a red, yellow, and green wooden guitar sign out front.To explore the sites of the Volta Region you have a few options in terms of transportation. Your first and cheapest option is the tro-tro, which will save you money, but will also add hours to your itinerary and can be unreliable in this area. Your second option, and the most expensive choice, is to have a taxi drive you around. While this is convenient, it may end up costing you quite a bit (although don’t forget to bargain the price, as foreigners are often charged 3 to 4 times what locals pay). Your third option, and the one I would recommend, is to hire Ras Madesko (his real name is Stephan) to drive you around. Whether you are staying at his hostel or not, he will give you an affordable deal and will take you to all the major sites of the area. For example, I stayed at the Wli-Water Heights Hotel, and he charged three friends and I 40 Ghana Cedis total (about $25) for a few hours of touring.

So what should you see while in the Volta Region? Here are the top picks:

  • Volta Lake– This is what the entire region is known for, so it should definitely be on your to-do list. It is the largest reservoir by surface area in the world, and the fourth largest by water volume. Behind the lake are mountains that make for a great photo backdrop, while in front of the lake there are many tiny fishing boats along the shore. There is also a large market here that sells food, drinks, clothing, jewelery, and more.
  • Tafi-Atome Monkey Sanctuary– For a small fee (discounts for students and volunteers) you will be taken on a guided trek into the jungle and will learn about the monkeys that live there as well as the nearby cultural villages and how they value these monkeys. The best part is that once you find a pack of monkeys in the forest, the tour guide will give you bananas to feed to them. What they do not warn you about is that the monkeys will literally jump down from the trees onto your head to get the bananas. While it takes a few minutes to get used to, the monkeys are really sweet and it’s fun to get them to come to you.
  • Wli-Waterfalls– This is my top pick for Volta Region activities, as there are so many options of how you can spend your day here. For those who aren’t really into hiking and just want to see the waterfalls up-close, a guide can take you along a flat road for about 30-40 minutes right up to the falls (you can even swim in the water!). For those who want a challenge, there is an option to hike to the upper-falls that takes about 3 hours (or more, depending on your fitness level). The entire trek goes up an extremely steep, rocky path and, while they give you a walking stick, can be dangerous at times, especially on the way down. There are many look-out points and photo opportunities along the way, as well. This option is great for those who want to experience a challenge in the outdoors. When you are leaving the falls, you will be able to walk through the forest and see the various fruits and plants of the region in their natural habitat. Visitors can also explore a market filled with carvings, paintings, jewelery, and food at the entrance.
  • Mount Afadjato– This is a must-see, as it is the tallest mountain in Ghana. Visitors are not allowed to trek it alone, but may hire a guide to take them to the top. An information center with exhibits and photos are also at the base of the mountain.
  • Cultural Villages– There are many cultural villages bordering Wli-Afegame, and it is worthwhile to explore some of them just to get a sense the architecture and lifestyle of the people. If you see any hawkers selling fruit, make sure to get some bananas, as they are native to the area, and an evo, a large-green fruit a little bigger than a mango that you break open with your hands. The inside is sweet and fizzy, kind of like a candy-flavored root-beer.