Budget Travel Strategy: Smart Travel Uses For Your Tax Refund

by Chris Owen on

If a tax refund is headed your way, common recommendations include paying off debt; making a major purchase and paying cash, rather than putting it on a credit card and other assorted common sense moves. Travelers can benefit too by using some of the same thinking about what we spend on airline tickets, cruise fare, gear and more.

“Set aside some money for vacation rather than using your credit card and paying interest long after you have returned,” financial experts suggest at Kiplinger in “Ten Smart Uses for Your Tax Refund.”

Looking beyond financial guru tips that can include beginning or adding to a retirement fund, throwing much of that refund into the never ending bog of student loans, maybe some immediate feel good uses would be appropriate also.

Load up travel cards and accounts
Going to be traveling sometime this year? Load up pre-paid travel cards, perhaps a gift card received as a gift that has a few dollars left but was handy to use at the time. Starbucks cards, gas cards or hotel cards some to mind.

MasterCard’s Travel Money Cards are handy. While you have the cash, avoid worrying about it down the road, in several ways with the MasterCard version or one of a number of other cards.

Registering your pre-paid card protects travel funds in case the card is lost or stolen, with no liability, just like a credit card. Starting with a nice chunk of cash from your tax refund, then add to it between now and travel is a good way to save too.

I do this with a dedicated card that is just for my travel fund and believe me, adding to and carrying my “travel card” is a whole lot more fun than a savings account up front. On the backside, eliminate post-travel blues of a new payment to make on a credit card too.

Known Expense Buys
Thinking ahead here is the key.

If, on your last trek through the mountains, one of the last thoughts was “I’m going to need to replace this old backpack before I go again,” but travel is not happening until the fall, get ahead of the game. Buy it now and buy it wisely. Shop and compare various sources with plenty of time, looking for a sale price on the perfect gear.

That works for just about anything and even small items like socks, shoes or more of the pre-paid cards noted above are fair game also. On cruise vacations some travelers choose to pre-pay shore exploration packages, gratuities or beverage packages that can add up quickly on a cruise ship.

Looking ahead to more efficient travel and making the buy you have been putting off is a good idea too. Time for a new digital camera? Buying before the peak travel months this summer can often find lower prices on models those going on vacation are apt to buy.

Buy Now, Travel Later
Cruise lines – between wave season (the busiest booking time of the year) and summer buying season (when many travelers finally get around to booking) – have some of the best deals around right now.

  • Carnival Cruise Lines Friends And Family event, just extended through the end of the month, offer the best rates we have seen so far this year with maximum upgrades and lower fares. Often, it’s one or the other.
  • Celebrity Cruises 123 Go offer new bookers a choice of a free beverage package, free prepaid gratuities or free onboard credit if booked before April 15.
  • Princess Cruises Spring Into Savings Sale has big savings on Europe cruises and Alaska cruises and up to $100 onboard spending money and up to $500 air savings per person. Seven-day Caribbean sailings and seven-day Alaska Inside Passage sailings are also on sale.

Not just the exclusive domain of cruise vacations, other travel options like hotel packages, resort stays and prepaid expenses at destinations around the world are possible too. In Rome, for example, a taxi ride from the air or cruise port can be arranged and paid for in advance. So can tour packages separate from cruise line offerings or hotel-suggested tours, both of which have some of the cost going right back to the source that suggested it.

Beware Of Bargains
Knowing that a great many Americans get a tax refund in the second quarter of the year, sellers of travel and travel-related services feature package deals with refund-laden travelers in mind.

Many are a great value, bundling airfare with car rental and hotel, cruise or resort packages. Some are scams that lie in wait for us to receive that chunk of cash, so check with your trusted travel source or Better Business Bureau before buying.

Bonus Tip: there really is no “Royal Cruise Line.” That’s an old scam by online thieves to get “just $99” to pay the tax on your otherwise-free ride.

Some taxpayers even make spending their refund on travel an annual event. This video shows a bunch of travelers on their third annual tax refund trip.




[Photo credit – Flickr user robotson]

In America’s ‘McFarthest’ Place, Strippers And Coyote Hunting But No McDonald’s

by Dave Seminara on

If Rebecca Bierman gets an urge for a Big Mac, she has at least four options to satisfy the craving.

“I can go to Pierre or Sturgis, here in South Dakota,” says Bierman, a farmer and rancher who lives in Glad Valley, South Dakota. “Or I can go to Dickinson or Bismarck in North Dakota.”

The McDonald’s in Pierre is 142 miles from her home, the Sturgis branch is 147 miles away, and the golden arches in Dickinson and Bismarck are 146 and 159 miles away respectively. According to Stephen Von Worley, an artist and scientist from California, the area between Glad Valley and Meadow, South Dakota, is the “McFarthest” place in the country, that is, the part of America that is farthest away from a McDonald’s location. But there are places to eat in the area and one establishment even has strippers and coyote hunting contests.


According to Bierman, who grows wheat and oats along with her husband, Gene, there are only two houses with a grand total of three people in Glad Valley. There are no restaurants or businesses. She lives a mile and a half outside of town, if you can call Glad Valley that, and her husband is the town’s volunteer fire department.

“We’re very, very rural,” she says.

Bierman likes Big Macs but not enough to drive hours away to get them. Her husband wouldn’t eat at a Mickey D’s even if there was one across the street. When they want to go out to eat, there are two restaurants that are each about 20 miles away. There’s Sparky’s, a place that serves “regular American food” and is famous for its caramel nut apple pie in Isabel, a hamlet that, according to South Dakota magazine, has two farm implement dealers, a grain elevator, a medical clinic, a grocery, a hardware store and a few other businesses.

And there’s Smoky’s Bar & Grill, the only restaurant in tiny Meadow. A little further afield in Dupree, there’s a family restaurant called the Ranch House Café and an hour away, in a place called Eagle Butte, there’s a Dairy Queen, a Taco John and a gas station with a deli inside. She isn’t exactly spoiled for choice, but she isn’t complaining.

“We eat at home a lot,” she says.

When you live in a town as small as Glad Valley, you learn not to burn bridges and Bierman was guarded when asked which place she prefers.

“I could never tell you which place I like better,” she says. “That would get me in trouble around here.”

If McDonald’s decided to open a location in the area, would it be popular?

“I’m sure people would go there,” says Cindy Longbrake, the county auditor for South Dakota’s Ziebach County, which includes Glad Valley, plus the Cheyenne River Indian Reservation. “I don’t make a special trip to go to McDonald’s but if they opened up around here, I’d probably go sometimes.”

Maybe so, but McDonald’s doesn’t have fully nude strippers or coyote hunting contests, as Smoky’s does.

“We’re an unincorporated town, so the girls can go fully nude. They don’t even have to wear pasties on their breasts,” says Lisa Wagner, the owner of Smoky’s.

Wagner said that the place has been open on and off since the 1950’s when a guy nicknamed Smoky ran the place.

“When Smoky owned this place, if you were old enough to reach the bar, you were old enough to get a drink,” she says.

These days, Smoky’s is known for their charbroiled burgers and steaks, and their Sunday buffet, which includes three choices of meat, a full salad bar and coffee or lemonade for $11, or $9.50 for seniors. Every so often, Wagner has strippers come in to dance and offer table and lap dances. She lives next door to the bar and says the town has six houses and a total of five residents and five dogs.

“We’re down to five people because Bernie just recently left the nursing home, Renee passed away from cancer and her husband lives out at the lake now,” she says. “And we have one empty house, the woman died years ago but they’ve haven’t tried to sell it.”

Wagner is a recovering alcoholic who has been sober for 19 years. She doesn’t mind living in a rural area but says that her daughter, who is “kind of a vegetarian” missed Taco Bell and other fast food places when they moved to the community about a decade ago. For the moment, business is decent and Wagner isn’t worried about McDonald’s coming in to steal her customers.

“People call ahead with their orders, so we’re kind of fast food,” she says. “And besides, our burgers are much better than theirs anyways.”

[Photo credits: Frago on Flickr; Sparky’s, Smoky’s]

FAA To Relax Rules On In-Flight Electronic Use

by Libby Zay on

Here’s some good news for air travelers: The New York Times is reporting the Federal Aviation Administration (FAA) may soon loosen its rules around the use of electronics during takeoff and landing.

The change, however, will not affect cellphone use. Instead, it applies to reading devices such as iPads and Kindles.

Anonymous employees at an industry group the FAA set up last year told the news outlet the governmental agency is under tremendous pressure to either allow use of these types of devices, or provide significant evidence why they cannot be used. According to multiple sources, there is no proof these types of devices affect a plane’s avionics.

According to the report, the group has been meeting with key companies, including Amazon and the Consumer Electronics Association, since January. It’s likely the FAA could make an announcement about the relaxed rules by the end of the year.

The group also told The New York Times that the FAA hopes to replace multiple regulations with a single, concise set.

Missouri Senator Claire McCaskill said she planned to hold the agency accountable by introducing legislation surrounding the new rules.

“So it’s OK to have iPads in the cockpit; it’s OK for flight attendants – and they are not in a panic – yet it’s not OK for the traveling public,” Senator McCaskill told The New York Times in a phone interview. “A flying copy of ‘War and Peace’ is more dangerous than a Kindle.”

[Via: Mashable]

[Photo credit: Flickr user Don Fulano]

Airline Service, As Different As Night And Day, Literally

by Chris Owen on

Purely from an airline passenger‘s point of view, I’ve always thought that the international flight crew on any given airline was better than their domestic counterparts. If for no other reason, settling in for a long-haul flight, those international veterans have more time to take care of business. Short domestic flights kept flight crews busy and important safety-related duties take precedence over casual chitchat. I get that. Still, what an international crew does with all that time can be as different as night and day.

Surely, logic would explain that not as much in the way of service will be offered on longhaul, overnight flights. After all, most passengers are asleep at one point or another so their needs are few. Water us, feed us, put us to bed then wake us up for breakfast before touchdown, as the choreography goes on flights from a U.S. airport to many European locations. But the dance takes on a whole different tempo during a day flight, as I found out on a recent return from Amsterdam to Atlanta – or at least it should.

I’ve been on international flights bouncing back and forth across the pond a lot lately and in a short amount of time. Comparing and contrasting the experiences is easy.

On Delta flight 70 from Orlando (MCO) to Amsterdam (AMS) on a late night flight, the mood was relaxed and while the basics were taken care of, this was a crew that was nice to passengers because they had to be. Lackluster. Nothing to write home about. Dial-up speed.

Charged with DSL-speed power, the return day flight could not have been better for a number of reasons. Let me count the ways.Delta flight 33 inbound from Amsterdam to Atlanta was longer and went through more turbulent skies. As with just about any flight that might end in a magical Orlando vacation, 33 had the usual complement of excited/rowdy/demanding passengers too.

But a flight crew that covered the cabin of that aircraft like they had roller skates on took care of business. After we were initially fed and watered I thought that would be about all we see of them for a while. Wrong. Back they came, again and again, caring for passengers in a truly, dare I say, inspirational way.

Next to me, a passenger who wanted to sleep could not get his chair to recline. The first crew member to stop by said, “I’m sorry but we have a full plane and there is no place to move you to,” thanking Sleepless for telling her. I thought “Yeah this was too good to be true, here we go.” But before that thought was complete, a senior crew member came by, asked Sleepless to get up, took the seat apart and fixed it.

Impressed, I later wandered back to the crew area, related my neutral experience on the outbound night flight and posed the question, “Do you guys work together a lot? You seem to cover a lot of ground in a very short amount of time, like a well-oiled machine.” Miss Handy Crew Member replied, “Most of us have been with the company for 20+ years. There’s not a lot we haven’t seen or done.” She explained that international day flights are normally staffed by the best of the best on most airlines and that “it’s a seniority thing.”

Senior, junior or any crew members in-between I have to give credit where credit is due. This was a Delta flight, in a very old plane, filled with a whole lot of people not used to having nine hours on their hands and that crew did a magnificent job.

There were no mechanical problems with the aircraft, flight delays on the tarmac forcing a return to the gate or any of the other challenges faced in my account of a United flight saved by quick-thinking crew members in “Bad Flight Saved By Airline Crew, New Laws, Amiable Travelers.”

But often it is the day-to-day heroes of the air who go about their business of providing a safe flight, done right, that deserve a bit of praise from time to time.

Speaking of heroes in the air, check this video that tells of a man posing as a pilot who made it all the way to the cockpit before being discovered:


[Photo credit – Flickr user steveleenow]